I spent five figures paying mine off two years ago.
Still 100% support my tax dollars paying for people's college. In fact, I'd love that instead of the nine wars my tax dollars are paying for instead.
I'd settle for interest free loans tbh...
And then do it for personal homes, too.
The problem is colleges just will keep charging more because they know people will just keep getting them knowing the gov will cover it eventually. The fix isn't to have the gov. Cover some loans, it should be to stop letting colleges be run like a private sector.
Agreed. Tanks don't teach, don't heal, don't feed and don't pay pensions.
Fucking PutinSame, but I want to be reimbursed. I don’t know how people who want their debt forgiven now don’t support me being reimbursed for mine. They seriously set my life back.
Which nine are you counting, out of interest?
I actually beat cancer. If they suddenly find a cure for cancer now I am going to be so fucking happy! This comment is about student loans...and fuck cancer.
Congratulations! I also hope they find a cure for cancer and I would be so happy if they did. I've never been diagnosed with it so I have no bearing on this conversation. Fuck cancer.
This comment is also about student loans. (Which I've had and paid and still hope they grant loan forgiveness, tyvm).
From the school of “I suffered through [x], so therefore everyone else should suffer, too, even if they don’t need to.”
There’s always going to be a cutoff point where someone has it harder or easier than those that came before. That’s just life. As long as the change wasn’t malicious, just feel good (or whatever is appropriate) for those that benefit from it.
I work in a highly contract-controlled industry, and when things improve there’s always a segment of the group that might be close to retirement or something and gets all pissed that they didn’t won’t realize the benefits of a change that will apply mostly to those that will have longer under the change. They’re the same ones that bitch that new employees didn’t suffer under whatever crappy work rules that might have existed before, too.
So yeah…people that paid off their loans, or guys that I work with that paid for some/all of their kid’s college, bitch about people catching a break on their loans. STFU and be happy that someone else caught a break.
Making things better for the next generation should always be the goal not the exception
I'm glad I was taught not to begrudge and feel envy of other. I learned later in life that there are some insecure tw@ts who'd like to drag others down.
US student finance is for sure broken. I really hate comparing biological ills to social, though. Nobody graduates high school and says "I'm going to go sign up for cancer". Nobody says "well, if I knew cancer was going to be cured, I would have got it instead of being a plumber!" This metaphor is breaking down rapidly.
Nobody graduates high school and says "I'm going to go sign up for cancer".
Maybe not in a literal sense, but there are plenty of people who apply for jobs which pose inherent danger to health, including increased risks of cancers, because they need the money.
No one signs up for college to take on all that student debt just because they enjoy it, it's seen as an investment in better job prospects to have a degree similar to how more dangerous jobs pay more. You've got physical danger and financial danger to consider based on your choice. Sometimes both.
I have to wonder if my generation [Millenial] had any effect on university enrollments yet. My kids aren’t quite the age to talk about education plans as I had kiddos later in life @30yo (40 now). I’ll be strongly discouraging uni unless it’s completely unavoidable to what they want to do.
I'm approaching 40 and have three kids from 10yo to 1yo, and I'm still going to encourage them going to college, but in a way that makes sense for them. My wife and I both work at a community college, and there's no way our kids are going to go to a 4-year right out of high school (unless they get a full scholarship for something and already know exactly what they want to do).
Too many students don't know what they want to study, don't value the education, and drive themselves into too much debt. While I highly value the education and skills gained in a bachelor's program, there's no need to be going into debt at a university to take first- and second-year courses when community colleges are effectively free (in CA, anyway)
Ship 'em off to Germany and get a free college education. I know a few people that have gone there for grad school for that reason. I wish I had known that was an option...I might still be there, honestly.
I mean the numbers still say that a bachelor's degree doubles or triples your lifetime earnings over a high school diploma. Moreover, an educated society benefits everyone. College is still the right move at every scale. What we need to do is make it a more equitable system.
I guess apprenticeships aren't that common yet in the US, but in many countries you can learn a profession not only at uni. In that case the high school diploma isn't the last/highest diploma one would get.
Yeah crossing my fingers there’s some fixes in the works along side any debt forgiveness, but with this political environment and some folks attitude of “F you, I got mine “, I’m doubtful.
Same, I'm going to push my kid to do everything they can local. Because even though I don't regret the experiences I had at university, it was a massive waste of money for me.
Yeah I’d definitely rather have them go to one of the community colleges or maybe a more technical school depending on what they want to do. I just want to prevent them from having to live with what might be debt I deal with for the rest of my life. No big University unless they manage a full ride or something, lol. Mean from my mistakes.
This... is sad. Both discouraging and why you discourage.
Yeah…I agree. I will say I hope I can at least mitigate the debt issue as much as I can because I won’t be able to help pay, and I’m sure by the time my oldest is ready I’ll make too much for him to qualify for much aid. Maybe community college first or a trade school depending on what their interested in.
Similar boat. Were lucky we were able to move to Europe so my kid has access through the Erasmus network to any college in Europe really. It's a different world over here.
This comic is based on pretty childish thinking. Repaying student loans isn't a cure. It's making everyone else pay the price (either through inflation, through rising education costs, or through direct tax later).
Second, cancer isn't a choice--student loans are.
More accurately would be: I'm going to be so upset if I have to suffer even a little again to help everyone else make up for their bad decisions.
Hi I'm a fucking idiot, how can you beat cancer if there is no cure for it yet?
I thought there was a cure but I guess not a very good one since some people don't make it
A "cure" in this situation means an essentially guaranteed method of treatment. Cancers vary greatly, with some being benign, some being very treatable, and some being extremely deadly (at least with current technology).
Indeed. Beat it, but at what cost.
My mum beat cancer. She lost parts of her body in the process and chemo changed her physically (her hair and nails never came back the same). It took three years of regular testing to finally be given the "you're officially cancer free" verdict. Three tense years.
All that said she's incredibly lucky not only to have beat it but not to have to live with additional medication due to it. I know somebody who lost a lot more and while is alive now needs a lifetime of medication to "put in" what the partial removed organs no longer produce.
Cancer, as far as I'm aware, goes into remission and isn't cured. Remission is when there isn't any detectable signs of a cancer mass or growth in your body. So imaging doesn't pick up any tumors, your blood work doesn't indicate any hormonal changes, and biopsies come back negative.
A cure would be like say there is no cancer and it won't come back. Remission is more like we have no evidence of cancer and x% of maintain that state for x years.
Fun fact: your body is constantly making cancerous cells, but you have the ability to detect and destroy them before they get out of hand. Keep that immune system strong.
Did you know that you can cure your meat and beat it?
Maybe not in that order.
Thank you for the giggle, SatansMaggotyCumFart
Right now, the main option to "beat" cancer is to poison yourself until enough of the cancerous cells die, along with killing the normal healthy cells. Even then, that only works for certain types of cancer, and that's only if it is treated early enough.
https://www.nuffieldtrust.org.uk/resource/cancer-survival-rates
A cure would ideally work safely against all types and stages.
He beat it with his fists.
You can cure pregnancy with a fist but not cancer
This analogy doesn't really work though. Most people don't willingly receive cancer. I think the thought process is you chose to borrow that money now it's your responsibility to pay it back. If you worked an entire year to pay off your student loan debt and another person doesn't work and their loans are paid off, you worked an entire year for free. Essentially slave labor. Anyone would be grateful when someone beats cancer but watching everyone around you get free handouts while you did what you are supposed to, I can see why people aren't a fan of the idea. I paid off my student loans during COVID and I never expected any money back but I'd be lying if I said getting that money back now would not be extremely helpful in my life. I'm grateful that people are getting their loans forgiven. College shouldn't cost remotely what it does.
Most people don’t willingly receive cancer.
When I was a kid, my parents were able to set aside money for my benefit in advance so that when I started college I had enough for tuition, housing, and a car. When I graduated, I even had enough left over for a down payment on a starter home.
I didn't get to choose this. It was decided for me the day I was born. It was given to me purely by dint of who my parents happened to be and where I lived. In other countries, everyone has access to this level of
public health carecough excuse me cough higher education. But I had to rely on a private system that rewarded people with the means to accumulate financial surplus.Also, my mom smoked when she was younger. But when she started trying to get pregnant, she quit. If she'd continued smoking through the pregnancy, it would have significantly increased my chance to develop some form of childhood cancer. Again, this was not something I got to choose. It was purely a consequence of my parents' decisions.
For me, during college, I got my first credit card. Between student loans and credit cards, I've been set up to fail at every turn. I have a crap ton of debt. My student loans? Paid in full. But the fact that I was paying them for nearly 15 years, and the money that took from me while I did it caused me to get deeper in debt from other sources of debt that has led me to be in a position where I'm still just as much in debt as I was when I graduated. The debt has shifted from student loans to mostly credit cards, but it hasn't gotten any smaller. I'm pretty sure I owe more now than I did when I graduated.
Financial debt compounds. Not only on itself, but it creates deficiencies in other areas requiring more debt to maintain balance. It grows like a cancer.
Sure, you can declare bankruptcy, and fuck yourself over for your ability to get any loans, but will that actually help? Does your income conver your expenses? Are you making a living wage? If not, and you go bankrupt, you might be screwing yourself over. It might be better to simply continue the cycle of violence until you earn enough to cover what you need to, then, when you're cash positive, declare it at that point.
I've been on the debt treadmill for over 20 years now. I continue to find myself in situations that require large sums to get resolved. Whether that's a broken vehicle, or another critical item I have to immediately pay for which was unexpected, or simple daily needs that have to be purchased when I'm at a low point in the availability of money. It grows.
I keep trying. I haven't needed to declare bankruptcy yet; but my debts are attached to me like a cancer, slowly killing me by starving my finances.
I'm not even poor. I work a decently well paying job. I'm just so heavily in debt, that I can't get out of it.
Good luck to you my friend. I wish you well.
I hear what you're saying but you have to put a little more thought into this beyond "you pay for what you get". A lot of professions still need specialization but do not offer commensurate remuneration with respect to cost of entry. I'll give you some examples:
- Teachers
- Historians
- Social workers
- Architects
I could go on. It's a long list. The world still needs teachers and social workers, but we are far from adequately compensating for these industries. When you adopt a utilitarian approach to education (as a pipeline that leads directly to a career track) you are limiting the potential of the nation to improve/grow. A humanist approach to education promotes a more universal type of growth where we can foster the best talent towards achieving their full potential. Otherwise we end up with a situation in which the humanities and arts are segregated exclusively for the affluent members of society because the cost of entry is high but the output is low.
Well this is a poor taste take on a common sense issue .
You might be taking it too literally. It's a joke because the take is bad, on purpose. The entire point is people unironically have this position on student loans when it's obviously fucking stupid to have that opinion on anything.
I don't get it
I finally paid off my student loans!
If they suddenly forgive student loans given to people now, I'm gonna be so mad.
Nailed it. Thanks.
"I paid off all of my student loans myself, it's not fair for the government just forgive loans from other people!"
In the US it’s common for people to say that they shouldn't cancel student loan debts because it would be unfair to people who have already paid theirs back.
People who have paid off their student loans are allegedly opposed to the government forgiving student loans for people that are financially burdened by them.
A common “reason” for why student loans shouldn’t be paid off by the government is that it would be unfair to everyone who has already paid off their student loans.
People with student loans are mad
They're generally not. But a few well-situated op-ed writers working for newspapers with a vested interest in the private loan industry have expressed a great deal of outrage.
The person in this comic is acting like someone who paid off their student loans and now doesn't want others to get loan forgiveness
Where does the forgiveness come from? After paying for my education I now pay a bunch of taxes, I assume that's what is paying for their education? So the cartoon should say, I just fought and beat cancer and now I need to go work on a cute. "They" cutting cancer is not the same.
I spent five figures paying mine off two years ago.
Still 100% support my tax dollars paying for people's college. In fact, I'd love that instead of the nine wars my tax dollars are paying for instead.
I'm all for student loan forgiveness and all that. I think education should be socialised for anyone till any level.
That being said, this meme is an example of false equivalency. Where is the money for student loan forgiveness coming from? From taxes. Taxes that these ppl (who also had to pay for student loans) have to pay. Hence, effectively, these guys paid their own loans off and are contributing to pay others' loans as well. That's their grime from what I understand.
Morally, I believe that they're wrong. I'm just pointing out the false equivalency generated here.
This is a shit metaphor. In reality no one should be angry if there is a cure simply because they didn’t have to use it. Some cancer cannot just be beaten so yea, let them have the cure. Move on That’s just childish view on cancer.
Student loans however yes, but for fuck sakes do not just compare such shit to cancer.
Checking my bank balance, and seeing this ugly growth that endlessly consumes while yielding nothing but anxiety and pain. Knowing that this ball of debt is intrinsic to my existence, but that a mutation in its purpose has transformed it from benevolent symbiote to voracious parasite. Talking to specialists and professionals about how to remove it, but hearing how my options are - themselves - often life-threatening or at least misery inducing for months or years at a time, and that there's no real guarantee the growth can be removed as a result. Hearing how other people who were richer than me got a benign treatment much earlier on and are no longer suffering. Recognizing that there's a national program to provide treatment in other countries, but we can't import it because that would mean engaging with evil socialists.
Fuck. You're right. Nothing like cancer at all.
It absolutely is not. you have no clue what you are talking about. Even if you refuse to understand and just want to self center ruminate your issues, you could at least make an effort to stop being an insensitive piece of shit to the people who are not the ones at fault for the situation you are in.
Beating cancer builds character!
I was pissed about the debt relief until my boss reminded me that school wouldn't have helped me much even had I gone the four-year route or more.
Still pissed I had to settle for a shitty degree at a shitty college, live with an abusive family member and work full-time while I attended in order to get a piece of fucking paper without worrying about debt, only for some politician do decide a couple years later than now is a good time to slap a band-aid on the failing system. But oh well, I've come to expect no less from the government that has told me on separate occasions "yes you are entitled to the program's assistance, but we're not dispensing it because of a technicality nobody told you exists till now". All I have to say to my government is: since you gave me nothing, I owe you nothing-- my skillset is entirely self-built and I have sole discretion over where and how I apply it.
None of the debt relief that happened is any extra relief that shouldn't have happened anyway because of the shit system. People should have had those debts relieved a while ago, but because of awful company administration (like people making payments, but the company's system taking 1 cent less than the minimum, so none of the payments over 10 years counted), those people didn't have the debt relieved, when they should have, based on already existing laws.
Btw, you're the person the comic is referencing.
