Just build it in to everything else. Introducing additional avenues for fuckups helps no one and it's extra painful to pay your taxes both mentally and logistically.
Where does the forgiveness come from? After paying for my education I now pay a bunch of taxes, I assume that's what is paying for their education? So the cartoon should say, I just fought and beat cancer and now I need to go work on a cute. "They" cutting cancer is not the same.