Toughest Choice

Don’t forget the all powerful proverb:

“Treat Yoself!”

Tom & Donna

Like, right now with $200 worth of gummy bears?
Or like later, like retirement and a roth IRA?
- Yes
- If you think you're IRA is going to be worth a shit in +30? years...

There’s an old borscht belt joke about insurance - “What if something terrible happens, and you don’t die?”

My wife likes to joke when I'm in an anxiety spiral by saying "okay well on the off chance that society doesn't crumble maybe you should plan for the future". For some reason that always makes me laugh. If it does it does, but it's probably best to have a plan still.
And reasonable budgeting can let you enjoy the now while also planning for the future
I'm 40.
In my late 20s where YOLO got popular, I knew people who followed that lifestyle.
Many of them are still in a hole, still working min wage jobs and chasing after whatever fad.
It's very sad.
- The whole YOLO thing never made any sense to me. If you believe in reincarnation or an afterlife, then you have every excuse to risk your life doing whatever you want. There’s usually some kinds of moralistic restrictions, but except in the most extreme religious fundamentalist societies, I suspect wingsuiting on weekends is fair game. If you’re going to live forever no matter what you do, why not?
  On the other hand, if you only live once - if you’re one and done - that seems like a demotivation to risk your life before you’re actually done with it.
I never knew soup told jokes!
I guess it's a fluid interpretation.

impulse bought a 3D printer over the weekend then returned it today unopened

reSpOnSibUl

Why? 3d printing is so fulfilling.
- fulfilling
  Also infilling.
Oh no! Please get one soon. Making stuff is important.
I can respect that. But also- set aside money on a regular basis (cash in an envelope for the physical reality or in a budgeting app) until you have enough to get one. And then splurge on that or something else you want more by then!

Both alternating

When you are low on funds versus when you just get paid.

A tab of LSD is just about 5 bucks and one of my best experiences and fondest memories.

That's more like a try once or twice with people you trust than let's do that shit every weekend sort of drug. Or am I wrong?
- It depends on you. Some people get therapeutic benefit from regular psychedelic experiences, and never stop. Other people gain life-changing insights from one or several trips. Still others use/abuse it purely for fun, with a range of consequences resulting. A minority of people have adverse reactions where latent mental illnesses like schizophrenia can be triggered.
  I'm in the second camp. A couple quotes that I relate to: "Once you get the message, hang up the phone" -- Alan Watts. "Never point [psychedelics] at anything you don't want perforated with new light"-- Terence McKenna.
- You're wrong
Meh, LSD is for kids.
Try 3-HO-PCP & 5-MEO-DMT
I've been interested in psychedelics, but I'm scared I'll open a Pandora's box and then it'll be everyone's problem. What's it like?

My general approach to this tends to be to identify what makes me happy in life, splurge on those, save on everything else. For example, I love computers, so I'd splurge on parts, but religiously meal prep to save on food.

Ya exactly. The idea that fun should come at the expense of giving yourself a safety net is hogwash. I spent the first 25 years of my life living in poverty. The difference between people who stay in poverty and the people who leave is knowing that a stable foundation is more important than anything else in life
- The way I do it I have a safety net but yolo on the credit card for vacations and fun stuff. Then have to budget later to fix it all haha
https://youtu.be/z5Otla5157c
- Here is an alternative Piped link(s):
  https://piped.video/z5Otla5157c
  Piped is a privacy-respecting open-source alternative frontend to YouTube.
  I'm open-source; check me out at GitHub.

Save 15-25% of your income for retirement and future expenses, then spend the rest on whatever you want.

Spend 60% of your income on rent, then spend the rest on various other necessities and have nothing left over to save.
Welcome to modern Western society.
- Excuse me sir, where is the crippling debt from not being able to afford any slight inconvenience?
- Unfortunately. I can't hit it either, trying my best.
pay people enough to be able to first
- Yes.

They should hold hands and talk about it.

Team red

My life writ large.

Here's my problem. The boat is an "only live once" purchase though.

lmao