try to decide what kind of therapist is needed (difficult)
figure out what kind of therapy/therapists are covered by insurance (time-consuming and stressful, sometimes impossible)
provide a bunch of private information (time-consuming, difficult, and stressful)
look through a list of relevant therapists nearby (usually easy)
try to identify one that you might relate to or at least be able to deal with (very difficult, sometimes impossible)
call them up one at a time to see if they're really accepting new patients (time-consuming and stressful)
try to find a regular time that works in your schedule for the new therapist and for other obligations (difficult)
again provide a bunch of private information (time-consuming, difficult, and stressful)
go meet with the therapist. try to get along with them because if you don't it's your fault and you have to start all over (difficulty varies, sometimes impossible)
do all this while dealing with whatever problem you need therapy for (difficulty varies, sometimes impossible)
Let's also take into consideration that if you're in the US, the current administration wants to make a database of neurodivergent people to make it easier to find them and send them off to camps later. It is actively dangerous to go to therapy.
I get that it's hard, I was in the same boat multiple times. Everyone experiences the problems you list and I guess women and non-binary people actually have it worse because of on average greater financial instability and dependence on others.
But the issue is, for therapy to work you have to acknowledge you have a problem, be willing to reflect upon yourself and change some own misconceptions. I feel like cis men have great difficulty with that and therefore avoid therapy.
I didn't say anything about gender, and I agree with everything in your comment. In addition, I maintain that the original post's divide-and-conquer victim-blaming is one of the worst possible takes on the fact that accessing mental health care (in the US) is harder than performing esoteric medieval alchemy.
I did therapy for a little while a few years ago. I quit after the third week of listening to my "therapist" talk about his wife's after church activities, and attempting to convert me to a Southern Baptist.