Maybe I should say "Madam" first then "Ma'am"

I use 'man' kinda like 'guy' sometimes and my biggest fear is to accidentally refer to one of my friends (or any mtf) as 'man'.

OH MY GOD.

"M'LADY" IS ACTUALLY APPROPRIATE IN THIS SITUATION.

What if I don't have a shitty hat to tip?
- Then you'll have to stop using deodorant.

I don't like ma'am, but mostly because somewhere along the line it stopped being miss (unless I'm trying to buy something, and then it's often still miss). Ma'am is a reminder that I'm old :P

So sorry for the dumb question, but is ma'am tied to age? I've always used it on trips because I was taught in school that ma'am is correct formal English 😅
- Basically, ma'am and miss are used for women in general, but miss is never used to mean "older woman" and ma'am is never used to mean "young woman"
- I think different regions have their own customs, since there isn't really any universal standard for this sort of thing. From what I've seen living in New England, most people don't use the honorifics at all and just refer to people by name or as "you". The only time I get called "sir" or "ma'am" is by older people working in retail (and half the time they get it wrong, which never feels good)

I mean I call my woman friends “man” or “dude” or “guys” all the time… those words have become fairly gender neutral in casual conversation. But I try to be a lot more careful around trans women, they deserve to know I believe in them.

They're gender neutral in the same way "man" can be used instead of "human". Which is to say it's not gender neutral at all, it's a sexism so deeply entrenched that it's completely normalised and often invisible. It's called "male as the default".

So, even if you don't see the issue, it is there, and many people are not ok with that, so you really should make sure that your gender diverse friends are genuinely comfortable with the terms, because it's often hard for trans folk to push back against their friends using terms like that, for fear of being seen as difficult/precious etc.
- Yeah no worries, my friends are cool with it. If they weren’t obviously I’d say something else.
  
  You wouldn’t really see these kinds of issues with my friends anyway. Because Spanish is inherently a gendered language, it’s not a deep cultural issue like it is to English folks.

The British pronunciation, which is closer to how North Americans say “mom” except with crisper consonants, works.

That's even worse, she'd think you called her "Adam"