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I use "are you calling me a liar?" which is probably more effective in the UK than the US.
Ugh I HATE that phrase. I’m American and any time someone says that to me I just want to reply “no, I just think you are ignorant” but I know that would just get me punched.
Also in the "factual but getting punched" category of responses would be: "No, I'm not saying you're a liar. You don't need to be a liar to still be in the wrong."
I've also heard people use it who weren't lying, they were simply incorrect, and conflating those two concepts.
Sometimes they're even just mistaken.
Yeah, absolutely. Then they escalate from "innocent mistake" to "accusatory" on a dime.
Someone saying that is looking for a fight. I just say yes and try to block the punch.
I ain’t calling you a truther
Given what passes for a "truther" nowadays, I'd be more than happy to hear that 🙏
Yeah, there's no need to trade insults!
I've never met anyone who used that phrase who wasn't also clearly a dipshit.