I can understand moving transactions to digital and not needing to keep cash or a debit card… but what about your ID? If I just stuck that in my pocket by itself I’d be worried about losing it!
My state has that as well, but you are still required to carry a physical license if you are driving, same with car insurance info on paper. It doesn't solve much of a problem since that is the case.
I'm with you. I get the preference for a one-stop-shop as it were, and keeping things separate has it's own issues, but on top of easier to steal, I leave things behind randomly, and keeping things separate means I'm not completely effed like I would be if I left my phone/wallet/key/epipen multitool or whatever on the bus.