Why yes, I would in fact like to write a file bigger than 4GB in 2025. Com'on flash drive manufacturers, get your shit together and format in exFAT already -_-
Literally everything with USB can read FAT32, there's some old or incredibly simple stuff out there that doesn't read exFAT.
Manufacturers ideally want to spend as little as possible handling support for users, so they go with the option that isn't going to result in returns from people who think it doesn't work with their old printer or whatever.
I have a client that does HVAC work who needed help preparing a 128GB flash drive for loading firmware onto high end thermostats. Quickly ran the command to format as FAT32 because that's what the thermostats require (and he indicated the firmware files would exceed the 32GB limit in the GUI)