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InitialsDiceBearhttps://github.com/dicebear/dicebearhttps://creativecommons.org/publicdomain/zero/1.0/„Initials” (https://github.com/dicebear/dicebear) by „DiceBear”, licensed under „CC0 1.0” (https://creativecommons.org/publicdomain/zero/1.0/)PA
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4 wk. ago

  • You will never "be ready". Even if you think you are - you have no idea what awaits you.

    Every aspect of your life will change all the way down to your core values.

    It's a leap of faith. That’s all it is Miles. A leap of faith

  • Yes the world is getting harder everyday but yes It's all still a choice for now.

    Do you think I wanted to up root my entire life? Move 7 hours away from where I grew up? Leave all of my friends and family? To live 30 minutes away from the city where I don't know anyone? I didn't in case that isn't clear. But this was the only path forward to getting out from under someone's thumb with rent.

    I had to use a credit card to pay for moving, it took 4 years to pay that off.

    My down payment was pathetic so I will pay PMI for a long time.

    It's not all rainbows and sunshine. The people who own homes are struggling too. Most people are struggling these days.

  • FYI: You might "only" be responsible for what is inside your condo but you are 100% on the hook for the costs external to your unit.

    Surfside in Miami has forced all of the Condos to re-imagine their finances. Some units are being hit with $100,000 Special Assessments to repair the foundation, or facade, or just keep sufficient balance. There is no way out of this except to sell. They can charge you whatever they want, whenever they want.

    Also "external" problems are also yours. One of the 5 units above yours flood into yours? That's a civil problem between you and the whichever unit it is. Good luck finding them, and getting your money. Even if you get it. You still have to deal with the trouble.

    Had condo suffer water damage 11 times in 8 years due to various reasons caused by units above. Basically on your own. Condo board is not getting involved. You get all the problems of someone else's lack of maintenance, and none of the benefits of your own maintenance.

    Condo Fees went from $110/month to $930/month because 'fuck me' I guess. No control over that either. You can petition the board but it's full of old nosy fucks.