I have not bought a phone through my carrier for probably around 10 years. I always buy something factory unlocked, often a LatAm model, and drop my SIM in. GSM was designed with that kind of freedom in mind.
It doesn't surprise me how much hardware costs are tied to (and inflated by) subscription plans in the US, though.
Because how else are we going to have at least some models out there for people who can't fucking afford these ridiculous phone prices without doing payment plans?
Just like health insurance that's like tied into your mobile plan. We all thought we hated when we paid for minutes, and then for when we were paying for minutes and data, how naive were we.
A locked phone and an overpriced monthly contract is precisely a payment plan. As far cheap phones, I like Motorola but I'm sure other stuff is out there as well.
What does this locking do? Where I live every online vendor offers to pay by installments which addresses the issue that people could not afford the upfront price, why do the phones have to be locked in the US?
It seems to me that a carrier should be able to lock a subsidized/financed device until it's paid off. That makes it possible for people who would otherwise not qualify for financing to have relatively up-to-date devices.
A carrier should not be able to lock a device that's paid off for any length of time.
This argument may have made sense a decade ago, but phones today aren't making the generational leaps and bounds with performance every year. Even the low end phones are just fine for most uses these days.
If you're poor, and I certainly have been, you shouldn't get into these contacts that ultimately cost you more. You buy a cheap phone from last year and put it on an MVNO that's cheap
I suppose it depends on whether you think regulation should be used to dissuade poor people from buying expensive phones. That seems like a reasonable enough goal, though I don't believe that's the proper role of government.
I've always bought phones outright, used when finances so dictated. I agree that's the wiser approach.
I would generally agree with you, but in this case, Verizon has already been subject to such a rule for over a decade as a condition of the 700MHz spectrum. Verizon does offer subsidized/financed devices like the other carriers, it just doesn't SIM lock them beyond the initial period.
Given this data point, I think it's a good idea to expand to the other carriers.
It's essentially a payment plan here in the US. Switch to a new carrier, get an iPhone for free as long as you stay subscribed to their most expensive tier for a year. How it usually works is that the phone is sold to you on an installment plan, say $80 per month, and the "free" part of that is where they also give you an $80 bill credit each month. If you cancel early then you have to pay off the remaining balance of the phone in a lump sum.