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I have good credit but I cannot buy a house.
My husband and I bought ours in 2019, and I feel like we did so in the nick of time, and that's with being on two programs and taking an additional loan for the down payment, and that's because paying the mortgage was lower than renting an apartment at the time.
People can't afford housing anymore. I feel guilty even owning a house because it's gotten so bad (even though the bank technically owns this shit).
Don't feel guilty! Congrats on the house. Enjoy it.
Thank you.
Buying a house was what pushed me from Bernie flavored socialist to full on leftist. We were lucky enough to find and qualify for a community land trust and it is such a better system than anything else in America. It should just be how housing is done available to everyone, not just people who qualify.
Same. Alternatively, turn that guilt into the drive to attend community meetings.
Yeah I'm pretty involved locally, although action is pretty limited here where I live in South Dakota
Bummer that sounds rough. I'm in New England so it's mostly nattering neoliberal nimbys 🙄
Oh don't worry, we've got a lot of them here as well. I know a lot of good people too, but everyone is stretched so thin with work and trying to survive.
even though the bank technically owns this shit
Nah, they just have a substantial lien against the property :)
Oh thank god that's all it is /s
I feel guilty even owning a house because it’s gotten so bad
It’s not like prices are going to rise forever. Market cycles are natural. There will be a crash, and there will be cheaper homes once again, and as long as the government is competent, random businesses won’t buy them all with the intent to rent them out to potential homeowners.