Which is bullshit. Who cares if you download something at full speed on your phone or through the hotpot? A bit is a bit, doesn't matter where it ends up when received by the phone's modem.
It’s a sneaky way of having a bandwidth cap without having a bandwidth cap. Mobile devices have smaller storage, so you’re less likely to use as much bandwidth compared to a laptop. Also a single device going to use less data than multiple devices sharing a hotspot.
Was just going to say… my phone has 512GB storage and can do direct WiFi file transfer to my computer without a hotspot. All without using the mobile hotspot feature.
You can burn through a huge amount of data streaming 4K video on your phone without using any storage. You can also plug a 20TB USB hard drive into your phone, connect to a VPN and torrent away.