wow, premium in the usa is expensive. it's a little under $3 per month here in india for the family plan and even that's after a recent 16% hike. the individual plan is even cheaper.
i guess these rates are in store for us as well in the future?
Depends on economies, they can't really charge like double minimum wage, so countries like India have "cheaper" subscriptions. So for a minimum wage worker, it's about the same in terms of expense (ignoring other bill differences).
So it's probably going to stay about the same for you.
Correct. There's cheaper locations like Turkey but YMMV and you need to do it via iPhone/iDevice through the apple pay method and create a local apple account and I don't remember the specifics.