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The UK has an NGO to defend cash: “Payment Choice Alliance”. What about Belgium?
  • There has been a movement to remove cash for a long time.

    Yes, Bill Gates and his “Better than Cash Alliance” are working diligently to impose forced-banking on everyone, to get everyone licking the boots of giant corporations, as he was quite successful in doing with Microsoft.

    Europe will not eliminate cash because the EU has exclusive competency over the single euro and legal tender status and meaning. If you read any court docs like that of the Hessischer Rundfunk, it’s very clear that there is a hard line prohibition on any attempts to abolish euro cash banknotes.

    The problem is that while the continued existence of cash is guaranteed, forced-banking is still happening in parallel. You might have a right to buy a burger using cash banknotes but you’re not free from banks if a tax payment via bank transfer is imposed. That’s the problem. We have the worse of both worlds.

    Banks still have an incentive to earn your custom as there are (still) different banks so you get to choose,

    It’s not good enough. It’s easy for 6 or so banks to “compete” against each other as they collectively screw people over in various ways. Cash from the central bank is a competitor that will /never/ force you to run a smartphone app, for example, or charge you a fee. Cash is the single most important competitor banks can have.

  • Belgian telecoms can drill façades w/out consent and they do not have to offer you service. Home owners also must finance reg. letters to announce renovations.

    Digi is a new ISP who recently drilled into façades of people’s homes without notice or consent. Anyone registered with BIPT as a telecom operator does not need consent for the act of attaching their cable to the façade, but they are required to inform home owners before the work and obtain consent on the way that they run the cable.

    Digi simply showed up unannounced with workers in plain clothes who drilled into façades spontaneously. Digi also neglected to say anything about it after the fact.

    Proximus and Digi both neglected to give advance notice when they did this. Proximus at least left a letter in mailboxes stating what happened and offered free installation of service.

    Both Proximus and Digi are also exclusive services. That is, they do not accept cash payments and thus exclude unbanked people (\~3% of the population). It’s extra evil on the part of Proximus because they have physical shops all over which obligates cash acceptance and could serve that purpose.

    There is in fact no law obligating Belgian telecom operators to offer service to those whose properties involuntarily host their cables. They can be as exclusive as they want.

    And worse, home owners who renovate their façade have a legal obligation to send bPost registered letters to each and every cable owner who uses their façade -- currently a hit of €10 per letter. So if there are 7 cables attached, you are effectively legally obligated to spend €70 to give advance notice before working on your own façade.

    Does it have to be this way? ----------

    No, because they can run their fiber under the sidewalk. They choose to uglify people’s façades to save money. As such, the law effectively strips the people of their bargaining power. In principle, the ISPs should need to entice consumers with a deal that passes some of the savings of using façades onto them. If you have a strip of terraced houses and one house does not take the deal, then it’s not a problem. The sidewalk just needs to be dug up for the house that refuses the offer.

    If you look around, sometimes you will see a terraced house that has buried the cables, perhaps because they want a nice looking façade.

    This could even be fixed going forward. In principle, every sidewalk will eventually be dug up again, by Vivaqua doing what Vivaqua does. Such moments would be a good opportunity for telecoms to move their cables under the sidewalk, coordinated with whoever digs up the sidewalk for other purposes. Thereafter, homeowners would not have to send 7+ registered letters every time they need to renovate their façades. But our rights and that opportunity has been squandered.

    0
    Telecoms can drill your façade without consent & they do not have to offer you service. Home owners also must finance reg. letters to announce renovations.

    Digi is a new ISP who recently drilled into façades of people’s homes without notice or consent. Anyone registered with BIPT as a telecom operator does not need consent for the act of attaching their cable to the façade, but they are required to inform home owners before the work and obtain consent on the way that they run the cable.

    Digi simply showed up unannounced with workers in plain clothes who drilled into façades spontaneously. Digi also neglected to say anything about it after the fact.

    Proximus and Digi both neglected to give advance notice when they did this. Proximus at least left a letter in mailboxes stating what happened and offered free installation of service.

    Both Proximus and Digi are also exclusive services. That is, they do not accept cash payments and thus exclude unbanked people (~3% of the population). It’s extra evil on the part of Proximus because they have physical shops all over which obligates cash acceptance and could serve that purpose.

    There is in fact no law obligating Belgian telecom operators to offer service to those whose properties involuntarily host their cables. They can be as exclusive as they want.

    And worse, home owners who renovate their façade have a legal obligation to send bPost registered letters to each and every cable owner who uses their façade -- currently a hit of €10 per letter. So if there are 7 cables attached, you are effectively legally obligated to spend €70 to give advance notice before working on your own façade.

    Does it have to be this way?

    No, because they can run their fiber under the sidewalk. They choose to uglify people’s façades to save money. As such, the law effectively strips the people of their bargaining power. In principle, the ISPs should need to entice consumers with a deal that passes some of the savings of using façades onto them. If you have a strip of terraced houses and one house does not take the deal, then it’s not a problem. The sidewalk just needs to be dug up for the house that refuses the offer.

    If you look around, sometimes you will see a terraced house that has buried the cables, perhaps because they want a nice looking façade.

    This could even be fixed going forward. In principle, every sidewalk will eventually be dug up again, by Vivaqua doing what Vivaqua does. Such moments would be a good opportunity for telecoms to move their cables under the sidewalk, coordinated with whoever digs up the sidewalk for other purposes. Thereafter, homeowners would not have to send 7+ registered letters every time they need to renovate their façades. But our rights and that opportunity has been squandered.

    0
    If forced-banking compels us to sign contracts with banks, what are the benefits to signing under duress?

    Given that we are now forced to patronise a bank in Belgium, I believe bank contracts must now be regarded as signed under duress. So as a consequence there may be various laws that protect those who sign something under duress, which are now triggered.

    For example under the GDPR, if the legal basis for data processing is consent, there is a rule that the consent must be “freely given” or it ceases to have the effect of consent. If you sign a bank contract under duress then IIUC it should have this effect: no change to any processing mentioned in the contract that is necessary for performance of the contract, but any processing that is not essential to performance of the contract would require consent. But since the bank does not legally have consent, they cannot lawfully process the data in those situations.

    Can anyone else think of any other consequences that result when a bank contract is signed by force and under duress?

    I once lost access to my money because my ID card the bank had on file expired. Instead of sending me a notice or warning, the bank simply blocked the bank card. That was the bank’s way of communicating. It got me in the door dancing for them the next moment the bank was open. If that same scenario were to play out now that agreement is signed under duress, I could argue that my consent to cut off my card as a communication mechanism was not freely given -- correct? Or am I misunderstanding something?

    0
    banknotes in the UK changing… AGAIN

    It’s disturbing to hear the UK is /again/ changing the banknotes (according to BBC WS). Does this in any way shorten any deadline to trade-in the previous notes? Will it be possible to trade in notes that are 2 generations old?

    I have a couple thousand GBP banknotes. These are the previous style and no longer legal tender. I would get burnt if I tried to exchange them for my local currency because the exchange service cannot sell them (they must send them to England). I believe I can still travel to the UK and exchange them fairly legal tender at post offices, correct?

    0
    The UK has an NGO to defend cash: “Payment Choice Alliance”. What about Belgium?
    www.paymentchoicealliance.org Payment Choice Alliance | Spending Money Budgeting Cash Banknotes Coins UK | Homepage

    Homepage | We believe customers must have the right to choose how they pay; the right of Payment Choice. A guaranteed viable long term future for UK cash services is required, with a minimum 10 year horizon. All communities will 5000 or more residents must have multiple free cash deposit and withdra...

    Payment Choice Alliance | Spending Money Budgeting Cash Banknotes Coins UK | Homepage

    Forced-banking has become a reality in Belgium. SPF Finances quit accepting cash payments for tax in 2019. Electrabel, Luminus, Totaal Energy, and Vivaqua all refuse cash payments for essential services (water and power).

    It has become impossible to live in Belgium without being forced into the marketplace to patronise a bank. Effectively, you have no right to boycott banks in Belgium.

    Consequently, banks have no incentive to earn your business. One bank has closed its doors and shut down its web portal, forcing customers to continuously buy recent Android phones and maintain a Google account to run the bank’s app (the only means of access to their account).

    So the question is, what non-profit NGOs are standing up for consumers and human rights on this issue? Who can we support and collaborate with in order to fight for our right to use cash in Belgium?

    According to the European Central Bank, surveys show 60% of Belgians want the option/right to use cash, while only 45% of the population actually use cash. The 15% of cashless people who want the cash option will probably grow until cash is wholly eliminated -- because not using cash empowers forced-banking.

    2
    NGOs for privacy, human rights, and consumer rights -- who are they?

    I would like a complete list of Belgian NGOs relevant to:

    • human rights
    • consumer rights
    • privacy
    • digital rights and right to unplug

    I’m aware of the following orgs. Have I missed any?

    Human rights:

    • Amnesty International Belgique
    • League of Human Rights
    • UNIA
    • Vlaams Mensenrechteninstituut
    • Association pour le droit des étrangers

    Consumer rights:

    • Test-Achats
    • Euroconsumer (possibly dead)

    Digital rights, privacy, transparency and the right to unplug:

    • 1710.be
    • Abelli asbl
    • Ateliers DK
    • Kids Unplugged (focused on smartphone-free childhoods)
    • Neutrinet
    • Technopolice (anti-video surveillance focus)
    • Tac-Tic asbl
    • Yellow Jackets (fights against forced-banking, but apparently a ghost org… no website or contact info)
    • EDRi; NoyB (Europe-wide)

    (dead ends?)

    • Comité Humain du Numérique (possibly dead)
    • DasPrivé (possibly dead)
    • Datapanik (possibly dead)
    • Gang des Vieux en Colère (possibly dead)
    • Ministry of Privacy (possibly dead)
    • Open Knowledge Belgium VZW/asbl (possibly dead)
    • ethicalnet.eu (possibly dead)
    0
    Right to be Offline / Analog / Unplugged @sopuli.xyz ciferecaNinjo @fedia.io
    Proliferation of gatekeepers of /physical/ buildings in Brussels thwart access to lawyers, journalists, NGOs, etc…, often by imposing Microsoft or Google

    In Brussels we are increasingly reaching a point where we can no longer talk to people face-to-face without technical hurdles and blockades. It’s clear why the Gang of Angry Elders are angry.

    I simply entered a law office as a prospective customer. The door man said all visitors must register on the touchscreen tablet they had mounted on the desk, which made email and phone number a required field in order to advance to the next screen before submitting the registration. This is in Belgium, where the GDPR has a data minimisation protection in Article 5. You must surrender an email address (likely to a Microsoft user) as a precondition to sitting in the same room with someone.

    Law offices, press offices, banks, and NGOs (some of which protect human rights) have put these security gatekeepers in their lobbies to prevent people talking to people. You ask to talk to someone and the response is always “do you have an appointment”? When the answer is “no”, they are helplessly incapable of making an appointment then and there. It’s a new level of human dysfunctionality.

    Some Dexia branches have a very narrow time slot for people without appointments. You must get there early in hopes to get a queing position that does not get cut off at the end of the time slot.

    The concept of a supplier that is subservient to the customer’s needs has been lost. It has flipped because too many boot-licking consumers are simply willing to be a doormat.

    The persistence of CAPTCHAs proves this. If enough people were wise enough to refuse to solve CAPTCHAs, the CAPTCHAs would natrually be discontinued. But CAPTCHAs remain because too many boot-lickers are serving their corporate masters.

    0
    Struggling to find the open data laws in Belgium

    Starting with the open data EU directive:

    https://eur-lex.europa.eu/legal-content/EN/NIM/?uri=CELEX%3A32019L1024

    I went to "national transposition" on the sidebar, expanded Belgium, and I see lots of Wallonia-specific statutes. The Brussels specific laws would be interesting but what I fetched was not a complete body of current law. It was a long list of modifications of past law along the lines of “change this word… replace that word..”, etc.

    Does anyone have a link to the full current open data law? Preferably in french because that works best for machine translation.

    0
    Member states must “facilitate cross-linguistic document searches”

    I was startled to find this gem in EU directive 2019/1024 Art.9 ¶1:

    > Where possible, Member States shall facilitate the cross-linguistic search for documents, in particular by enabling metadata aggregation at Union level.

    Even if you neglect the “cross-linguistic” specification, merely making public documents searchable is a huge leap of progress in the EU. And I think all member states are currently breaking that law for the most part, as we are generally forced to rely on private sector ad surveillance garbage from Google and Bing to find most public sector docs.

    Sure there are a few scattered search tools for some very specific collections of documents. But most public documents are not at all indexed in any publicly administered search tool.

    Of course the “cross-linguistic” specification is quite interesting because document translations are sometimes performed but the result is often not shared and even more often not searchable. E.g., for some reason a university or institution in Belgium (possibly public sector) went to the effort of creating a good English version of a big piece of the Belgian Economic Code. I was lucky to stumble into it out in the wild. Per the directive (which is hopefully transposed into national law), someone who searches for that section of Belgian economic code should get a reference to the unofficial English version along with the French and Dutch versions. But they certainly do not because the national legal statutes search site is hard-coded for just French and Dutch.

    This touches on a recent question I asked. If the EU were to obtain an English version of transposed directives, in principle they should be furnishing that to the public. There’s one snag here though: the open data directive seems to exclude the EU itself from Art.9.

    1
    Belgium’s apparent flagship website on open data has access restrictions - SDF Chatter

    I could not reach the site from Tor. The linked page is the archive.org cached version, which actually is open to all.

    0
    Open Data @lemmy.sdf.org ciferecaNinjo @fedia.io
    Belgium’s apparent flagship website on open data has access restrictions

    I could not reach the site from Tor. The linked page is the archive.org cached version, which actually is open to all.

    0
    Belgian banks demand proof of cash sources, while German ATMS do not print receipts
    slrpnk.net Belgian banks demand proof of cash sources, while German ATMS do not print receipts - SLRPNK

    Belgian banks have gone to the Orwellian extremes of outright refusing cash deposits without proof of source, even for small amounts as low as €50 [https://slrpnk.net/post/22529019]! The war on cash (war on privacy) is in full swing in Belgium. At the same time, German ATMs are not producing receipt...

    Belgian banks have gone to the Orwellian extremes of outright refusing cash deposits without proof of source, even for small amounts as low as €50! The war on cash (war on privacy) is in full swing in Belgium.

    At the same time, German ATMs are not producing receipts. My understanding of EU law is that the ATM must print a receipt if there is a currency exchange on the ATM’s side of the transaction (please correct me if I’m wrong). But I see no EU law requiring ATMs to print receipts generally. Some ATMs in Germany don’t even have printers; no slot for dispensing receipts. By extension, I suppose such ATMs must not be capable of offering dynamic currency conversion (which is bizarre because that’s where the most profit is in the ATM business).

    In any case, it seems a bit off that you can get cash from a German ATM, get denied a receipt (you don’t know in advance that a receipt will not be given), and then you cannot deposit that cash in Belgium due to their nannying.

    Or can you? What if you write down the ATM machine’s number, location, time, date, and amount. Would a log of that information serve to document the source of the cash to legal standards?

    0
    Belgian banks demand proof of cash sources, while German ATMS do not print receipts
    slrpnk.net Belgian banks demand proof of cash sources, while German ATMS do not print receipts - SLRPNK

    Belgian banks have gone to the Orwellian extremes of outright refusing cash deposits without proof of source, even for small amounts as low as €50 [https://slrpnk.net/post/22529019]! The war on cash (war on privacy) is in full swing in Belgium. At the same time, German ATMs are not producing receipt...

    Belgian banks have gone to the Orwellian extremes of outright refusing cash deposits without proof of source, even for small amounts as low as €50! The war on cash (war on privacy) is in full swing in Belgium.

    At the same time, German ATMs are not producing receipts. My understanding of EU law is that the ATM must print a receipt if there is a currency exchange on the ATM’s side of the transaction (please correct me if I’m wrong). But I see no EU law requiring ATMs to print receipts generally. Some ATMs in Germany don’t even have printers; no slot for dispensing receipts. By extension, I suppose such ATMs must not be capable of offering dynamic currency conversion (which is bizarre because that’s where the most profit is in the ATM business).

    In any case, it seems a bit off that you can get cash from a German ATM, get denied a receipt (you don’t know in advance that a receipt will not be given), and then you cannot deposit that cash in Belgium due to their nannying.

    Or can you? What if you write down the ATM machine’s number, location, time, date, and amount. Would a log of that information serve to document the source of the cash to legal standards?

    0
    Cashless society, forced banking, and the War on Cash @slrpnk.net ciferecaNinjo @fedia.io
    Belgian banks demand proof of cash sources, while German ATMS do not print receipts

    Belgian banks have gone to the Orwellian extremes of outright refusing cash deposits without proof of source, even for small amounts as low as €50! The war on cash (war on privacy) is in full swing in Belgium.

    At the same time, German ATMs are not producing receipts. My understanding of EU law is that the ATM must print a receipt if there is a currency exchange on the ATM’s side of the transaction (please correct me if I’m wrong). But I see no EU law requiring ATMs to print receipts generally. Some ATMs in Germany don’t even have printers; no slot for dispensing receipts. By extension, I suppose such ATMs must not be capable of offering dynamic currency conversion (which is bizarre because that’s where the most profit is in the ATM business).

    In any case, it seems a bit off that you can get cash from a German ATM, get denied a receipt (you don’t know in advance that a receipt will not be given), and then you cannot deposit that cash in Belgium due to their nannying.

    Or can you? What if you write down the ATM machine’s number, location, time, date, and amount. Would a log of that information serve to document the source of the cash to legal standards?

    0
    Are bad actors on Tor all really from the general public? Or are they anti-Tor people looking to maintain a stigma?

    A Turk was telling me about a peaceful demonstration he attended, in Turkey. He said police surrounded the protest. Then someone in plain clothes threw a stone at the police. One of the demonstrators noticed that the guy who threw the stone had handcuffs in his back pocket. IOW, a cop posing as a demonstrator threw a stone in order to justify the police tagging the protest as “violent” so they could shut it down.

    So of course the question is, to what extent are bad actors on Tor actually boot lickers who are working to ruin Tor for everyone?

    1
    The Tor community needs a resource that tests and publishes a report whether a website is “open access”

    There are many situations where gov-distributed public information is legally required to be open access. Yet they block Tor.

    To worsen matters, the general public largely and naively believes it’s correct to call something as “open access” when in fact there are access restrictions in place.

    The resource should work like this:

    1. User supplies an URL
    2. Robot tries to access that page from a variety of different countries, residential and datacenter IPs, Tor, various VPNs, different user-agent strings, etc.
    3. Report is generated that reports the site as “openly accessible” if no obsticles (like 403s) were detected. Otherwise tags the site as “restricted access” and lists the excluded demographics of people.

    The report should be dated and downloadable as PDF so that activists can send it to the org behind site with a letter saying: “your website is not open access -- please fix”.

    This need somewhat aligns with the mission of the OONI project, but they are not doing this AFAICT.

    Update

    I just read an announcement about Belgium’s “open data” law, which is basically a summary. It said something like “there should be no unnecessary access restrictions”. I’m not sure to what extent that accurately reflects the law, but it’s an example of what one country considers “open”, fwiw. From there, I would say most Tor blockades are not necessary but rather some lazy sysadmin looking for an easy job. They of course would then like to argue that it’s “necessary” to keep the baddies out.

    Update 2

    The Open Knowledge Foundation Network defines open data to be completely free from restrictions:

    https://okfn.org/en/library/what-is-open/

    0
    EU directives must be implemented in each EU member state, which the EU then verifies. Is that done in English?
  • If a resource blocks certain IP addresses, that is not open access. It is access restricted. It is a deliberate blockade against a demographic of people.

    “Open data” has different meanings in different bodies of law, so your comment is meaningless without context. But in any case, we can call shenanigans whenever an “open data” legal definition fails to thwart access restrictions in an Emporer wears no clothes type of attempt.

    IOW, you cannot claim that an access restriction ceases to exist on some emotional plea that you believe the access restriction is just, appropriate, or necessary. An access restriction is an access restriction. “Open” implies open to all people, not some select demographics.

  • EU directives must be implemented in each EU member state, which the EU then verifies. Is that done in English?
  • I mentioned that, along with the problem of that. As well as the problem of searching using private sector tools.

    We should not be pushed to use private search engines like Google, Bing, or their syndicates to find public resources. Public administrations have an “open data” obligation to some extent. Certainly the EU knows where the member state’s implementations are.

  • EU directives must be implemented in each EU member state, which the EU then verifies. Is that done in English?
  • This is generally saying if you are being discriminated against, change whatever your demographic is that is subject to discrimination. Putting oneself inside the included group does nothing to remedy the fact that there is an excluded group of people.

    It’s also wrong to assume everyone has clearnet access. At this very moment I am using a machine that does not have clearnet access.

  • EU directives must be implemented in each EU member state, which the EU then verifies. Is that done in English?

    Take the anti-spam directive, for example:

    https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32002L0058&qid=1747912567106

    The website gives us the directive but makes no references to the member state’s implementations of that. It seems a bit sloppy that visitors have to try manually searching using some private-sector surveillance advertising search tool to find a member state’s version. In Belgium it’s especially a mess because many of the official websites that “publish” laws are access restricted (e.g. Tor users often denied access). Only some segments of the public can reach some websites. We have Moniteur Belge but that involves digging a law out of a large PDF that globs together many unrelated laws and publications.

    According to the EC website, the EC has a duty to verify whether the member state’s version was implemented timely and correctly. Is that done in English, or does the EU have native speakers of all languages on staff doing the verification?

    I ask because if there is a translation step, then the EU would perhaps have a good quality English translation of member states laws --- which I would like access to. To date, I do machine translations which is tedious. And if the source language is Dutch, the translation tends to be quite poor.

    Update: perhaps the biggest shit show is this site:

    https://www.stradalex.com/

    Visiting from a tor exit node with uMatrix installed, that site is in some kind of endless loop. No idea what kind of shitty JavaScript causes this, but it reloads itself non-stop and never renders. Opening the uMatrix UI shows 3rd party js rows popping up and disappearing faster than you can click to give perms. These people should not be allowed to do web service for legal information.

    update 2

    This page gives some general links to member state’s law pubs, but you are still left with having to dig around for the implementation that corresponds to the EU directive -- if you can get access.

    update 3

    Found something useful.. this page is openly accessible and has a “National Transposition” link. From there we can do an /advanced search/ and limit the collection to national transposition and search on 32002L0058, for example.

    Then it finds no results, which seems a bit broken. But if I simply do a quick search on 32002L0058 then use the “national transposition” link on the left bar, that seems to work. But then in this test case I followed it all the way to a page that said “ Text is not available.”

    In fact, “Text is not available” is what I got on 3 of 3 samples. So it’s a crapshoot. Hopefully the EC folks who verify national implementations are not relying on this same mechanism.

    7
    General Data Protection Regulation (“GDPR”) @sopuli.xyz ciferecaNinjo @fedia.io
    French DPA: forcing SNCF customers to specify “Mr.” or “Mrs.” when buying a train ticket does not violate data minimisation...

    Wow, so that’s bizarre. I wonder why the French DPA would think it’s okay to force customers to reveal their gender. Luckily the CJEU overruled them and made it right in the end. But of course it’s still disturbing when a DPA is working against privacy rights.

    3
    Dude could not simply deposit €50 cash into his Belgian bank account
    fedia.io Dude could not simply deposit €50 cash into his Belgian bank account - Cashless society, forced banking, and the War on Cash - Fedia

    I just heard from someone who tried to deposit €50 in cash into his Belgian bank account. The bank refused to accept the deposit unless he could prove the source of the money....

    Dude could not simply deposit €50 cash into his Belgian bank account - Cashless society, forced banking, and the War on Cash - Fedia
    0
    Cashless society, forced banking, and the War on Cash @slrpnk.net ciferecaNinjo @fedia.io
    Dude could not simply deposit €50 cash into his Belgian bank account

    I just heard from someone who tried to deposit €50 in cash into his Belgian bank account. The bank refused to accept the deposit unless he could prove the source of the money.

    Indeed.. on a desposit as small as €50. The guy didn’t say where it came from but such small amount could have come in a card as a birthday gift.

    Grannies: before putting money in grandkids birthday cards, visit your local notaire and give a sworn testimoney as to where the money came from, get it notorized, and include that with the cash.

    The war on cash (thus privacy) has really made some headway in Belgium.

    0
    What kind of cuisine uses malt vinegar (besides UK and US)?
  • I was thinking about doing that. I read that mother of vineger is not necessary, but it speeds up the process. I also read that results are only good with certain beers like brown ales.. and I think IPA was given as an example of a bad result (i’m assuming due to the hoppy bitterness).

  • What kind of cuisine uses malt vinegar (besides UK and US)?
  • I mainly use it on fried potatoes, and I’m open to experiments, perhaps with lentil salad. I am familiar with Sarson’s and managed to find another bottle of that but I would like to try more varieties of malt vinegar. Saw a small bottle of lambic-based vinegar in a speciality shop and didn’t buy it because the price is a bit high (€14).

  • Belgium Rules Sharing Americans’ Bank Data Violates Privacy Law
  • Well, it wouldn’t require lying but certainly it seems tricky. You can deregister before you leave the country and neglect to provide an address for where you are going -- because you wouldn’t necessarily know in advance and you cannot provide information that does not exist. So they clear your address from your id card which then just has an empty address.

    Correct me if I’m wrong, but you don’t have a specific legal obligation to state where you live abroad.

    Though one snag is that you have a legal obligation to vote in elections and you must vote in the nearest embassy, which requires giving an address to get on the voting roster. However, voting is not strictly enforced. If you fail to vote there is a small fine but I don’t think they actually hit unregistered people abroad with that. If you do not vote in 3 consecutive elections, then you could lose your voting rights for a few years, I think.

    I do not believe the bank gets a notification that you have deregistered. But at some point your ID card on the bank’s files will expire and they will expect an updated copy and freeze your account until they receive it.

    If you walk into an embassy to “renew” your passport, do they demand an address? I would think you would pick up your passport at the embassy a week later. Or do they mail it?

    Anyway, I can understand giving in to surveillance and disclosing US ties, but OTOH it seems like a nightmare to do what’s expected as well.. to be tagged as a toxic US person. It’s a mess either way. Perhaps the wisest move is to “move” to Canada, stay there a couple months, setup residency, then move to the US and just neglect to mention it. Get mail forwarding from Canada.

  • Belgium Rules Sharing Americans’ Bank Data Violates Privacy Law
  • Half their internet banking site is off-limits to me

    Mind elaborating? Did they restrict your account specifically, or does the website simply treat logins from the US differently? I’m surprised you wouldn’t retain full cloud access so long as your account exists under the terms you signed up for.

    I don’t understand why you would tell your Belgian bank that you left Belgium, particularly when your new residence is the US which flags you as a toxic asset that requires special handling. That could only work against you. Surely you would be better off not telling them you moved and use a VPN to Belgium to access your acct.

  • German postboxes: access denied. Could not put cash in someone’s mailbox.
  • I appreciate the insight. My other speculation was that it was an anti-spam tactic.

    In Belgium residents can post a sign/sticker saying /no pub/ and by law it must be complied with, but there is no enforcement and not much compliance. Unlike Switzerland, who charges people to opt-out of ads but then diligently fines violators.

  • deGoogled phone and Itsme... can it work ?
  • Considering your apparent adversity to surveillance advertising US tech giants, it’s a bit of a surprise that you would consider using ItsMe, a service that forces you to trust Cloudflare and be subject to Cloudflare’s bullying, oversight and access restrictions. There is no way to use ItsMe without letting Cloudflare see your sensitive data.

    That said, I do not know the answer to your question because I would never even try to use ItsMe in the very least because of it’s hostility toward tor users.

  • German ATMs do not give receipts. This goes against intl law, no? And what about fee transparency? Upside: they give big notes, but how do you know in advance?
  • I don't know of any such law or even which organization would be able to make such a law.

    Regulation (EU) 2021/1230 covers ATMs to some extent. I think there was a law even broader than EU law but I’ve lost track of it -- or just have a bad memory.

    (found the bit about receipts being required)

    Article 4
    Currency conversion charges related to card-based transactions

    1. With regard to the information requirements on currency conversion charges and the applicable exchange rate, as set out in Article 45(1), Article 52, point (3), and Article 59(2) of Directive (EU) 2015/2366, payment service providers and parties providing currency conversion services at an automated teller machine (ATM) or at the point of sale, as referred to in Article 59(2) of that Directive, shall express the total currency conversion charges as a percentage mark-up over the latest available euro foreign exchange reference rates issued by the European Central Bank (ECB). That mark-up shall be disclosed to the payer prior to the initiation of the payment transaction.
    2. Payment service providers shall also make the mark-up referred to in paragraph 1 public in a comprehensible and easily accessible manner on a broadly available and easily accessible electronic platform.
    3. In addition to the information referred to in paragraph 1, a party providing a currency conversion service at an ATM or at the point of sale shall provide the payer with the following information prior to the initiation of the payment transaction: (a) the amount to be paid to the payee in the currency used by the payee; (b) the amount to be paid by the payer in the currency of the payer’s account.
    4. A party providing currency conversion services at an ATM or at the point of sale shall clearly display the information referred to in paragraph 1 at the ATM or at the point of sale. Prior to the initiation of the payment transaction, that party shall also inform the payer of the possibility of paying in the currency used by the payee and having the currency conversion subsequently performed by the payer’s payment service provider. The information referred to in paragraphs 1 and 3 shall also be made available to the payer on a durable medium following the initiation of the payment transaction.

    ….

    What I find shitty about this wording is it’s unclear if the receipt is only required in the case of currency conversion by the ATM. Apparently yes.. apparently if DCC is not offered the the ATM is off the hook for giving a receipt. Several ATMs did not have DCC, but the machie that did not even have a receipt printer offered a DCC option, which seems to be illegal.

    Fee structure is indeed extremely intransparent in most cases. Generally, I have too look up ATM fees in my online banking access and I never know them beforehand. Iiuc, your bank and the ATM-operating bank roll the dice to find out the fees they each want to charge as part of the process of handing out your cash anyway.

    The fee structure is indeed very well concealed. Before approaching an ATM the fees are undisclosed and many ATMs demand your PIN as the very 1st step. It’s a shit show for sure. But at least they must inform you of fees before you commit to the transaction, per 2021/1230.

    In any case, no store wants to receive notes above €100 because politicians and media have successfully created mental associations between those notes and money laundry/corruption/organized crime.

    Yeah I heard Germany has no cash acceptance obligation whatsoever, which by extension supports your narrative that they can be fussy about banknotes, as in France.

    This contrasts with Belgium where brick and mortar merchants must accept banknotes. They can reject money that is disportionately sized if they want. E.g. they can reject a €200 note on a transaction of €20 but not on a transaction of €175. Or they can reject a shit ton of coins on a 3+ figure transaction.

  • German ATMs do not give receipts. This goes against intl law, no? And what about fee transparency? Upside: they give big notes, but how do you know in advance?
  • I would say mostly true. And that much is driven by Regulation (EU) 2021/1230. If an ATM offers DCC¹, it must show the exchange rate and fees, and it must give a comparison to a non-DCC option, which must be offered (iow, there must be an opt out).

    A common practice is to charge a flat transaction fee when DCC is not used, and to charge no fee when DCC is used, because the exchange rate is so terrible they are profitting hand over fist if you use DCC. But the ATMs often do not expressly state that the fee is waived in the DCC case -- they simply make no mention of the fee you would /otherwise/ pay had you not taken DCC. This is because (IMO) the ATM operator does not want users to relise that the exchange rate builds the fee into their fat margin.

    I avoid DCC. But then my bank statement only shows how much was taken from my account in the account’s currency, not the ATM’s currency. The ATM receipt (which apparently does not exist in Germany) gives the local currency you pulled out. These two figures leaves you having trust them as far as the fees go. Some ATMs bundle the fee with the withdrawal amount and the drafting bank has no way of knowing what portion was for the fee. And of course neither do you, unless the machine properly informed you. But what if it didn’t? There is not enough information for the end customer to work out what the overhead was in some cases because the exchange rate applied by the account’s custodian is undisclosed.

    ¹ DCC: dynamic currency conversion

  • Would you support a European Citizens Initiative to force our politicians to drop Twitter and create their own Mastodon instances?
  • Do you think it's politicians' job to provide technology education?

    Of course. Public education comes from the public sector. We should be electing politicians with administrations who are smarter than the general public. Any tech education that comes of Twitter abandonment is welcome.

  • Prepaid mobile calls cost what public payphones had cost when the plug was pulled
  • Can’t reach that link, but sounds good for folks that talk more than 800 min/yr.

    But that’s almost like a postpaid scenario.. use-it-or-lose it rather than pay-as-you-go. My consumption would be well below that, and I can’t even be certain I will be in any one given country for whole year. I’d probably be spending over $1/min with that plan.

  • Would you support a European Citizens Initiative to force our politicians to drop Twitter and create their own Mastodon instances?
  • But there is a need for politicians to reach their constituents, and if they can be effectively reached by an imperfect method,

    Leaders should lead, not follow. Politicians can reach and be reached on a Mastodon server, where all their constituents have access.

    Asking ~8 billion (or however many) people to make a personal change first is a non-starter. Demanding many orders of magnitude fewer people (politicians) make the first move to break the dystopian cycle is far more sensible.

    then I can accept them using it while also promoting better methods.

    Posting on Twitter is an assault on promoting better methods. Mirroring everything on Twitter facilitates the Tyranny of Convenience (great essay by Tim Wu) by making Twitter the superset. It’s important and socially responsible to withhold info from Twitter so that it cannot be the superset.

    RMS gives good advice for orgs who think they need a Facebook presence:

    https://stallman.org/facebook-presence.html

    Politicians don’t need a Twitter presence, but to the extent that they are not convinced, the bare minimum action they can take is implement some of the advice on that RMS page.

    Any random 3rd party joe shmoe can make a Twitter bot that mirrors a politician’s msgs to Twitter. In fact, force Twitter to do the work simply by not feeding Twitter. Motivation for Twitter’s self-preservation would appropriately ensure gov resources are not spent on Twitter. Make Twitter be the host of dodgy mirror bots without engagement, where you need Mastodon to actually engage with a politician.

  • Would you support a European Citizens Initiative to force our politicians to drop Twitter and create their own Mastodon instances?
  • There are moral problems with crossposting to Twitter.

    • Twitter is financed by advertising. I do not finance public services to then finance the advertising revenue of private corporations. Politician’s IT staff, time, and resources used to feed Twitter are not free. Public money is used for the tooling and the operations on that platform of inequality. So people who are excluded from Twitter are financing content fed to Twitter involuntarily via taxation. And those who are priviledged to be on the Twitter platform are hit with ads as a precondition to reaching content they already paid taxes for -- due to an inappropriate intermingling of public and private sectors.

    • Network effect: making Twitter a superset of content exacerbates the stranglehold Twitter has on the world. The private sector will do its thing, but the public sector has a duty to work in the public interest. A public office adding to Twitter’s network effect disservices the public interest.

    • Twitter is a politically manipulated venue with a bias toward right-wing populism. People who vote for a green party or socialist party politician do not endorse feeding an extreme right-wing US agenda with worldwide consequences. They do not have an equal voice on that platform which is wired for right-wing propaganda.

    Recall how Trump took power in 2016: Cambridge Analytica and Facebook. FB and Twitter are pawned by right-wing extremists.

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