Sounds about right
Bytemeister @ Bytemeister @lemmy.world Posts 0Comments 2,691Joined 2 yr. ago
Sounds about right. Real world numbers... I financed ~317,000 for my house last year at a really good rate for the time (6.51%) and my monthly payment for the house was about 2100 a month. Add in insurance, taxes and PMI (basically no one my age has 60k laying around) and I'm sitting at 2500 a month.
Sounds insane considering the "luxury apartment" I left was 1550 a month, but the rates apartment managers are charging go up ~300-400 bucks a month when your first year is up. So in a few years, this house will be much cheaper than that shitty apartment.
Extra reason why this is dumb... Not buying a coffee will save you 3800 bucks a year. My house went up in value ~10k this year. Not buying coffee for a year doesn't get you closer to the house. The real answer is we need a maximum wage cap, and anything above that cap is taxed at 100%. Companies need to be forced to pay workers appropriately for their work.
There's always a bigger fish.
Permanently Deleted
Too late, he's already tore it down.
Here the thing. It really is that black and white. That kind of idiotic refusal to actually examine what the two parties stand for lead to a fascist being elected, twice. It lead to the removal of bodily rights for women. It lead to the persecution of lgbtq+ and non-white residents. It lead to a global tariff war and insane inflation. It lead to non-stop cronyism and grifting at the highest level of government. It leads to the DOJ openly targeting "enemies" of the president. And... We're only 9 months in to this shit. Republicans have other things on the docket, like waging open war on their own countrymen, rigging the election process, destroying any energy source that doesn't release millions of pounds of pollution into the air, abolishing social security and medicare, instituting christianity as a national religion.
You wanna know why we're acting like fucking animals? Because we're fucking tired of hearing bullshit like "it isn't black and white" and "both sides are the same" when it is clear as fucking day that there is a gap between them larger than the Grand fucking Canyon.
I worked retail for years. This is every retailer's company policy. Nothing in that store is worth dying for. The only event where you would go hands-on with someone in your store is when you get to the last option of the active shooter response. The best thing you can do is note what they theives take, and call the cops with a description after they have left the store
I was very nearly run over one time because there was a group stealing shit in my store, but I didn't know it at the time. They thew a half empty Gatorade bottle at my storefront and when I went out to pick it up, they ran their car up on the curb at me. I ducked back inside the store, locked the doors, and called the police. Reviewed the security cameras and notices they had lifted a few small items from my endcap displays. I also called the store down the street from me that they went to next.
So yeah, if someone was stealing shit from my store, I'd hold the door open for them.
Dems : maybe we shouldn't wreck healthcare anymore than it already is?
Republicans : WE WILL LITERALLY SHUT DOWN THE GOVERNMENT AND STARVE YOU TO DEATH TO PROTECT A CHILD RAPIST AND SAVE BILLIONAIRES A COUPLE MIL ON TAXES!
You : These guys are basically the same, right?
Just to go full circle on their dumbfuckery, I'd bet that they'll start advocating for the school to pay to have him transition against his will so his outward appearance will match his birth cert.
Maybe? I don't recall them suggesting that it should be replaced every few decades.
Worth pointing out that there is a process in the constitution for changing the constitution, but there is no process for replacing the entire document. So I'd say there is pretty obvious intent for the document to change/evolve over time.
Hypothetically, we could amend the constitution to have a process for replacing the whole document though.
It literally has amendments. The latest one was ratified in 1992. The founding fathers considered the constitution to be a living document, hence why there is an amendment process.
Ironically, the people treating the constitution like gospel are the same people that keep ignoring it.
The litterally blamed Dems for talking about how bad COVID was gonna be, causing their oppositional-defiant toddler logic brains to reject common sense measures to prevent getting sick and dying.
That basically happened already, which is why he has 34 felonies for lying on the value of his assets depending on if he's trying to get a loan for his failing businesses, or show a huge loss to avoid paying taxes.
Bear in mind that the community would render aid to anyone who needs assistance in maintaining their own properties as well.
Ah, gotcha, so when my neighbor's house needs to be redone because he rewired it himself, I'm on the hook for that. Too bad I have to stand by and let a couple of transient drug addicts cook meth in the house next door again, after I just spent last year decontaminating it and rebuilding it after the previous amateur chemist stripped out all the copper and dumped industrial solvents in the basement.
You’re also ignoring my mention of the benefit that this mutual aid would enable others to travel to maintained community housing anywhere in the world for free.
Sure thing. That's totally going to happen. Even if this system was in place, how would one go about getting one of thosr places to stay in. Either it's a free for all, first come first serve, with no guarantee that when I get to a destination that there will be a place to stay... Or there is a controlling board with a system to allow or reject people based on criteria set by a small group of people with extra power and leverage over others.
The big problem with the communal house idea (which keeps popping up despite it's glaring flaws) is that no one bothered to examine it critically at all. As soon as you ask simple questions like "who takes care of the empty houses" or "how do you deal with people being assholes" it fall apart into vague handwaving about how everyone will be all helpful sunshine and smiles, which we know for a fact, people aren't that at any level of their being.
I think most people would want to keep their home in good condition...
Except it wouldn't be their home. Someone else built it, someone else maintained it, and after all that work, someone else got nothing for the effort when they had to leave it. Why would some squatter care about putting that effort in, when they can just hop to the next empty house that someone spent years maintaining?
I think in most cases, short-term housing as you describe would be best served by more dense apartment complexes...
Okay, but that just kicks the can down the road, those apartments still need to be maintained. Yes, you answer that right here...
...that are maintained by the community...
So the community bears the effort and cost of maintaining houses (or apartments) which they are not allowed to benefit from.
A single family home would be unlikely to be empty for long in a desirable area...
Maybe. What if the neighbors are assholes? What if the house needs to many repairs? Having a dilapidated structure or dwelling next to yours can create a whole host of issues, from fire risk, to nuisance animals, pest and even increased rates of crime.
I don’t think abandoned homes would be a significantly bigger issue than they already are under our current system.
Hard to say. I think it would be worse. For all the faults the current system has, there is a direct financial incentive to own and maintain property. If you get a house and let it rot, you won't have a house to live in. If you get an apartment and let it rot, you won't be able to rent it out. When housing is free, the house itself becomes valueless, and not in a good way. I think we would see a significant number of people jumping from home to home, trashing each one and then moving on to the next, leaving the community with the choice of cleaning up those homes, or letting them become uninhabitable hazards, and a blight on the neighborhood. If you think people would suddenly start taking care of a home just because they have one, then I've got a bridge to sell you, just look at all the litter and pollution people dump everywhere. Take a moment and look at cars in parking lots, and I bet you'll find at least one that is packed to the brim with garbage, to the point of being dangerous to drive.
I haven't got time to read a book this morning, but for the basic premise of what you told me about The Dispossessed, I think I spotted a fundamental flaw in that system...
Couples and families are given larger accommodation when it becomes available, which is managed by an elected housing committee.
The only way to force someone to maintain their home in our current society is with HOA’s
No, there is a financial risk and financial incentive when you own a home, or even rent an apartment. If you don't take care of it, then you lose out on that risk. HOAs aren't necessary to enforce maintenance, there are zoning laws, city, state, and national laws that pertain to maintaining a home, along with certifications and inspections to make sure the dwelling is safe to inhabit.
Anyway, this wasnt meant to be a dialogue on the current system. It's clear that there are major flaws with it, but it's also clear that "just make housing a right and let anyone move into a house that the community has to pay for and work to maintain" is an idealistic dream that naively handwaves away reality.
Why would a house be empty?
Maybe it the family in it moved out because they only needed a quick place to stay short term after moving to a new city? Could be that it's housing for a college student who has gone back home during summer break? Maybe a nicer house opened up in the area, so the resident left their old house to go to the new one?
Your question seems to have the answer I was looking for in it though. It would fall on the neighbors to maintain the house until someone else moved in to it. So they would be doing extra work without any kind of compensation or benefit to maintain a home that anyone could just walk up to and claim. How do you think they are going to feel when some "house jumper" moves in, who just lets the place fall apart and moves on to another location because it costs them nothing to let the house go to ruins and they have no personal interest in maintaining it?
Sure.
If you don't maintain a house, it falls apart extremely quickly.
Examples on my house. Plumbing leak. If it's not fixed the house can become uninhabitable in a few weeks.
Gutters filled up with leaves. If you don't clear them out, they'll sag and fall off the house, and you'll get creeping damp coming into the base of the house.
If you don't repaint exterior trim as it ages, the wood/metal underneath will rot/rust.
If you don't mow or maintain the green spaces, you'll end up with a bunch of brush and plant material near the house which can be a huge fire hazard.
Trees near the house need to be trimmed and maintained to prevent large limbs from damaging the roof.
If the house isn't lived in or maintained, animals will get into the attic, nest, urinate, and defecate, which will make the building uninhabitable.
Just a few examples there, literally there is an endless number of problems a house can have, and if someone isn't around to fix it at least mitigate them, then the house will very quickly become uninhabitable. I've personally seen it happen in less than a year.
Who maintains the homes that no one is living in?
Protesting is peaceful, but honestly, it's a show of potential capacity for violence. I went to the protest, but I went with eye protection, respirator, and ear protection. I wouldn't put it past trump to order the military to deploy LRADs against protestors. Also brought medical supplies, multi-tool and a sign.
Also, for comparison, the largest right-wing protest I could find in the US was a mere ~650,000 people. We just put over 10x that amount on the streets in a single day.
Are you equating the founding fathers of the United States to the "founding fathers of liberalism"?
Why are Republicans cheering this behavior on? The video wasnt well done, the message is tone deaf (a president should not be seeking to harm their own citizens) and trump is already dumping loads of shit on everyone, that's why we were out there protesting in the first place.
I think you meant rosé.