Apple hasn't learned it. That's the main reason I haven't switched. That and no browser options or 3rd party app stores, can't use 3rd party keyboard 100% of the time.
Looks like lot of things changed since last time you actually used an apple device. Apple has swipe down to search for a while now which doesn’t require reaching up. Safari has option to put url bar to top but default is bottom for more than a year now which is reachable. I personally never understood need for third party keyboard apps but that’s personal choice. 3rd party app store is valid suggestion but that seems to be coming in future update. but might be restricted only to EU. You could probably access it by setting iPhone region to some country in EU but that’s speculation.
This. I hate these super-long aspect ratios. Bring back 16:9 phones. My old Moto Z was 10x easier to type on than the last 2 pixels I've owned (a 4a and now a 7), both vertically (where the keyboard was wider) and in landscape (where more of the textbox was visible).