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I was looking very carefully for a subtle spelling difference or something before realising that it is "bad" to use a person's name.
But it's not really bad, right?
... right?
it's "bad" to have your spouse's contact name as their full name rather than "wife", it's the same thing as having your parent call you by your full name
Or it's security conscious. You know who your wife, mom, dad, siblings etc. all are but if they're saved in your phone that way and someone gets access to your contacts it's easier to, potentially, phish them because you can manipulate the relationship.
Otherwise they're just a bunch of names that don't mean much to anyone but you or people that know you.
I think most people's conversation with their wife would indicate their relationship anyway. Probably a pointless differentiation.
Maybe, maybe not, but it could mean the difference between having your account emptied and not.
It's also not very good security keeping long text chains saved rather than periodically deleting and starting a new one with people you text private information too.
It's always going to be a compromise between security and ease of use, just a matter of where each person falls.
It seems like the real difference might be how many people are on your contact list. When I only had a handful of friends and family I would also be informal. However at one point I synched a company directory and since then have been much more complete with my contact data so they are easier to find