I will one-up Star Trek and say I want to live within The Culture. Nothing yet beats The Culture. The Federation looks conservative, backward, and low-tech in comparison.
With the assumption I can choose who I am, I would argue that Banks' Culture would be my choice. The Culture as a whole is much less vulnerable due to its size and scale and their technology is more advanced. Want cool space adventures? Join Contact or just go travel around in another civilization. Magic adventures? The sleep games and VR is like holodecks but on steroids. Want to live forever? No problem (although it's frowned upon).
It's all fun and games until they literally atomize your entire body, assemble totally different atoms in a totally different place so they take on your former shape and call that "beaming."
Earth’s presence in the Federation says we survived. Environmental collapse, wars, etc. didn’t condemn us to extinction. Yes, it got ugly but we made it and we reached the stars. Star Trek gives us hope.
Send me to the elder scrolls just after the Warp in the West stops making time fucky, by the time anything interesting happens I should be set up to comfortably avoid it. I'll just stay the fuck away from Morrowind and find a nice defensive city during the Oblivion Crisis, guess id bunker down in Winterhold since it would still be packed with mages.
As the functional capital of the federation and HQ of starfleet, its like living in DC comics Metropolis. Every damned alien race capable of plotting has a secret plot on Earth. Whether its some weird parasitic bugs taking over the admiralty, the borg, the romulans, the Dominion, or the upstart of the week, the casualty/injury rate has to be pretty horrific.
Mars is theoretically ideal, but get targeted because of the massive public shipyards, so it has a time limit of being good.
Jupiter, however, has less well known shipyards and all those moons to explore. It never gets outright attacked or destroyed, even the Borg just go past it. Jupiter is the place to be.
Musk has a good talking point about a Star Trek future instead of skynet. But he is part of the cabal going for skynet. Just because Skynet will be programmed for US government and military supremacy in political service to its zionist oligarchy, doesn't make skynet less of your enemy.
Just want to point out that The Enterprise is like the nicest, most exclusive, most elite ship in the Federation. Most people living in the Star Trek universe don't have access to replicators or holodecks or highly-trained doctors.
Like it's basically a super cruise ship with all the bells and whistles. Even if you're onboard, chances are you're a lower decks crew member.