2y ago

HNer gets mad at the idea of those with genetic diseases affecting insurance companies' profits even slightly, calls them out as the damn fraudsters they are

news.ycombinator.com /item

15 comments

I don't see why men should subsidise the health insurance of women or why women should subsidise the car insurance of men. I don't see why the young should subsidise the health insurance of the old.
This is what happens when you don’t go outside. At all.
- I 100% agree with him: nobody should subsidize the health insurance of anyone else.
  ... because all health insurance is a scam to extract the maximum money from the most desperate and instill fear of unexpected bills in the rest.
  Fuck health insurance, we need a public healthcare system.
  
  Most societies with public healthcare structure them as insurance, but with the entire population as the recipients and contributions usually linked to income.
  
  Not that my comment was meant to be about health care….. but How do you imagine public health works. ?
- Individualist mindrot
If you know that you have an illness, and don't tell your insurance company, then you're a fraudster. If you know you have a genetic predisposition to illness, that's no different.
Discrimination is not inherently a bad thing.
it’s always fucking unsettling when the orange site goes almost entirely mask off about how they consider folks with hereditary diseases to be genetically inferior (and it happens a lot)
- and would they ever hypothesise any of this (having to report anything) happening to them? no way, impossibru
- Wouldn't there be a negative feedback loop where the genetically prone to illness can only get crap insurance and due to crap healthcare die younger and live more unhealthy years, which makes them poorer? And their kids can also only get crap insurance due to loss of generational wealth and/or inherited disease until eventually family members are dying of diseases of poverty?
  And a positive feedback loop for the healthy middle classes, whose sick kids get improved care?
  
  Yes, it would be a return to the 19th century Gilded Age, which seems to be the ideal for these people.
Like always, checking the commenting history of a hackernews like this usually turns up more hidden ~~gems~~ turds.
- This seems naive. We live in a society, and clearly lots of people depend on those companies for all sorts of things.
  If Google disappeared, millions of businesses would lose access to their Google Docs. Many would go out of business.
  If TSMC disappeared, then we might go back to 2015 in semiconductor technology for new laptops and phones... Oh well? Were computers so awful in 2015?
  is this person fucking real?
@suemeplease what if health insurance was actually a Christmas club?
- Or, hear me out, a bimonthly currated box of pills.
  
  How bespoke!

15 comments