Yes, but its fraud in a system designed at every level to defraud you, so fuck um. Get healthy in any way you can because the system itself sure won't help you.
They screw you, you screw them is the American way, so bravo for the lawyer for being honest about the game.
In my country that isn't a thing. Everybody has to have private insurance and if they can't afford it, the State subsidizes it.
And if somehow you get something done that isn't covered by the insurance, they can't pursue you for that debt and it doesn't show up when doing things like getting a lease.
It's not perfect (insurance costs a ton and keeps rising) but at least it's not some dystopian nightmare where people can't afford to get care in one of the World's top economies.