Iโm curious how you can take it back if I no longer have it. Say I spend it on activities and services, how can you recover it? Physical goods, you might be able to take those.
I'm telling you, don't mess around with magical tricksters. If you can't pay OP back, he'll probably take your soul, your first born child, your name, or some other demonic shit like that. Don't make a deal with Rumpelstiltskin, he will find a way to collect!