There are PLENTY of dumb Muricans who make less than 30k a year who think their big break is coming.
Television and radio have been fueling American "exceptionalism" for so many decades that many DO believe that they will join the ranks of the billionaire class.
I dont think this but I know if I do get one, I'll just get a financial advisor to help manage it. Aside from that my life would stay the same as I don't want family and friends hounding me for cash. I am happy with my situation but would like to get a family of my own sometime and somehow get a place for us to live in. I just want to be financially responsible and be paid a liveable salary amount