In today's milestones, Fidelity's retirement planning tool now projects I will run out of money at the age of 94 in a significantly down market if I retire in 3 years.
It's getting close to the end game, guys!
Just finished booking accomodations for my vacation in August! It's my first trip to South America and it's currently looking like it's going to be the cheapest trip I've taken on a per day basis, and possibly overall. I'm super excited and a little nervous about this trip!
Lol, I actually hit it Friday morning. Then it dropped Friday, but I hit it again after close on Monday! Of course based on today's market, I'll drop below it again... 🤷♂️
Sooo close to an $X00,000 milestone invested! Come on markets...do your thing!
Hopefully with my paycheck contribution and if the market keeps creeping up, I might be able to hit it by the end of this week.
Having said that, I apologize for the massive dump the market is about to take to prevent me hitting this milestone as hoped.
Not fucked so long as you are making efforts towards reaching your goals. I can't imagine how different my life at 45 will look compared to my current life at 35.
Wow, I'm super grossed out by an email I woke up to in my inbox. Peg this as reason #1879 for pursuing FIRE.
Recently, a senior level leader in my company (one step below C suite) was let go by the new C level leader. They sent out a digital card to sign saying thanks/farewell. However, they also made sure to specify they enabled a donation option to gift the recipient money. That just feels wildly inappropriate! This person was almost certainly earning at least several multiples of the average salary of the staff.
Am I crazy for being so disgusted by this?
Sounds like my first nibling will be born today or tomorrow (sister is being induced today)! Anyone ever deposit a gift to a 529 for someone who isn't their child? Curious if it's better to start one myself with them as the beneficiary or ask the parents for their account (assuming they set one up)?
Got a check in the mail for a payout for a class action lawsuit. The email for it felt pretty scammy when I signed up, but the $40 is now sitting in my account. This is the first time I was a part of a class action.
I'm gonna sit on that check for a few weeks, because I'm still sceptical of its validity.
It's both my birthday and spreadsheet day!
It's pretty crazy to think about how far I've come, since it was exactly 10 years ago I started making major moves for FIRE. Back then I was stuck in a dead-end job, had a bad relationship, and was living in my parents basement. I decided around that birthday I was going to go back to school and get a masters degree to jumpstart a career change.
That choice led me to my current job that I've been at for roughly 9 years, am happily married to someone who respects me, have my own house and dog, have been able to travel to multiple countries, and have increased my net worth by roughly $750k.
For anyone in their mid-20s who thinks getting ahead in life is impossible and is feeling hopeless. I am living proof that it's not. A decade can change absolutely everything so long as you can work up the courage to jump out of a bad situation.
Experienced quite the culture shock this weekend while visiting a southern state for the first time. Apparently free water isn't a guarantee in restaurants everywhere. We went to dinner at a fast food style restaurant and if I wanted water I would've had to buy a bottle from them. I went without any drinks, but I now understand why some people in the south only drink soda (if you have to pay either way may as well get the one that comes with refills).
In a hopefully fortuitous turn of events, my paycheck is coming a day early this week because much of the world gets Friday off for Easter. That means my buy order is executing today instead of tomorrow. I may be lucky enough to time the dip!
...or it will keep falling and I'll wish I'd bought on the usual day. But I'm headed out of town for the rest of the week so I won't have to think about it until next week!
Good God, this takes me back to middle school when we were obsessed with this song/chant/animation (what even was it?)
Based on the second one, you must work in IT. I swear every IT person I've called has this super power
...if it identifies a pathway it can claim to be legal
Based on everything else they have done ignoring legality, I have very little faith they won't just start doing it anyways.
I'm really, really good at peeling oranges with my bare hands (or at least I used to be in grade school when all my friends would make me do it for them). The problem is, I hate the taste of oranges so I never use this power.
For some reason, everyone always assumes the next downturn will look exactly like the last one. And then they're always surprised when it's caused by something completely different, so they assume this is the time everything will go to zero.
Maybe someday they will be right and this is the time everything collapses. Or maybe it won't. But it is different every time. Either way, I hate that the US gov is intentionally crashing the market for stupid reasons. I can only hope it is temporary and people aren't too badly hurt by this.
The challenge being, even if you had sold to avoid the dip, would you be able to time buying back in before the recovery?
You have to get it right twice to be better off than if you had just stayed invested.
Had dinner at my parents house last night. My dad asked if I sold all my stocks to invest in bonds. No dad, why would I do that? -_-
Would they be interested in learning about those things from someone other than you? JL Collins's stock series was enormously helpful for my understanding of investing when I started out. You could give them the book the "Simple Path to Wealth" (the edited/published version of the series) and it would be zero effort on your part. Bonus: he started writing it to teach his teenage daughter about investing, so the target audience would be perfect for your nieces (making some assumptions re: ages).
Effective February 1, 2025, the company has lowered the expense ratios of 168 share classes across 87 funds.
The Colorado fencing community is in mourning after an accomplished wheelchair fencer was killed in a hit-and-run in Lakewood Friday night.
cross-posted from: https://lemmy.world/post/12312640
Time is limited to see the National Archives exhibit, All American: The Power of Sports, which ends its run in the Lawrence F. O’Brien Gallery in Washington, DC, on January 7, 2024. Today’s post on…
Fencing is a challenging sport. It might look easy — and honestly, when I first joined, it was. In about a week I was able to beat every kid in the beginner class. But it only stayed easy for a little while. The difficult thing about fencing is the mental demand. I had to learn so many moves, constantly had to keep my posture in check, to guess my opponent's next moves, and correspond accordingly. What made the mental and physical exertion worse was, at one point, every person surrounding me while fencing seemed better than me. They were fast, their posture was perfect, and they could do multiple things at once.
I was on the verge of quitting. I couldn't beat any kid in the advanced class, and I was too embarrassed to fence them. But one day I decided to just watch them. I should have been considering how much they actually practiced. The students weren't born pro fencers — they put in effort every day. They never slacked off. I saw that the only way to overcome a challenge is to have the mindset to do so. Now it's been two years since I joined fencing. Every day, I try. I practice to the best of my abilities. I was able to fence and defeat my first advanced opponent, and I was invited to the advanced class.
Fencing has taught me that challenges can appear anywhere, and you can't just give up. The only way to reach your goal is to face it. Don't quit because you can't do it; try harder and overcome it. Thanks to fencing, I've learned that I'm the only person who can control my life.
— Misheel Tamir
It's an unprecedented – and massive – experiment: Since 2017 the U.S.-based charity GiveDirectly has been providing thousands of villagers in Kenya what's called a "universal basic income" – a cash grant of about $50, delivered every month, with the commitment to keep the payments coming for 12 years. It is a crucial test of what many consider one of the most cutting-edge ideas for alleviating global poverty. This week a team of independent researchers who have been studying the impact released their first results.
I've always been a fencesitter when it comes to having kids. I'm getting to a point where I think I'd like to have a kid. I don't know if it's because I really want one, or there's just nothing major left on the list of life accomplishments and it's a societal expectation.
The thing is, I can think of a million and one reasons not to have one and can't put into words why I would want one. However, I'm starting to have a nagging feeling that I want to start trying. I just don't know if that feeling is something I actually want, or just society telling me I should.
It doesn't help that I don't have a lot of small children I regularly interact with, so I honestly don't have a clue what life would look like after kids, beyond it being a lot of stress and hard work. It also doesn't help my spouse says it's my choice and they'll go along with whatever I want .
Any advice or things that helped you know it was the right choice/time for you to expand your family?
Students find joy in learning a new sport that has old roots, mirroring previous MSU generations.
Explore the world's best nature photography. See galleries of images, find out more about the competition and about how to visit this year's exhibition.
In this Show and Tell, Tony pays a visit to the Oregon Fencing Alliance to catch up with a local Olympic hopeful.
I got my father-in-law for the family secret Santa this year. He's super into Marvel/comics and I was thinking of getting him a marvel/superhero themed board game he can play with the family. Google returned a bunch of different options for Marvel themed games, but I can't tell which are good or bad.
What games would you recommend for gifting?