yenahmik @ yenahmik @lemmy.world

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2 yr. ago

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A bit of a bummer this weekend. I got news my expensive hobby is raising monthly rates by 40%. I knew it was likely a price change was coming since we just moved to a new facility and they got a bunch of new gear despite not raising prices for years, but damn there's some serious sticker shock.

Oh well, guess my FIRE number is increasing.

Yes! Just keep consistent and ignore any market swings. This is a marathon.

*When I started investing, I was in the red for the first 6 months. It was nerve wracking and I definitely questioned it, but I stuck with my plan and you can see from my post below how well that's worked out so far.

I'm personally a full on Boglehead. I think the simpler the better, so I stick with the 3 fund philosophy. If I was starting today, it'd be the 2 fund philosophy since VTWAX/VT was released.

Spreadsheet day! If you asked me how the market was this past month, I would've thought we were down. Instead I'm up >3% month over month. I also crossed into the 2 comma club in terms of net worth. This is why I track monthly.

Sometimes the decision makers in the corporate world baffle me. There were layoffs last month at my company. Turns out one of my peers, who was working on the company's literal highest priority, was one of the chosen ones. Now they are floundering trying to move people around to cover the loss.

I'm probably going to have to cover a second team at work, given I'm one of probably 2 options available. Just absolutely baffled by all this.

At least I just got back from a 2.5 week vacation and had literally wiped my memory of all the insanity that was going on when I left.

Last week of work before I go on vacation! I can't wait to stop worrying about work crap for the next couple of weeks.

The BS corporate bureaucratic shenanigans are strong this week...

Found out last night that refs in my niche sport are going to be making $200-275/day this season. While I'm not interested in this as a second job, I've been thinking about picking it up for a hobby job after I retire. At this rate, I'd only have to do one event a month to cover my club dues in retirement and reduce my required nest egg by $60k!

In today's milestones, Fidelity's retirement planning tool now projects I will run out of money at the age of 94 in a significantly down market if I retire in 3 years.

It's getting close to the end game, guys!

Just finished booking accomodations for my vacation in August! It's my first trip to South America and it's currently looking like it's going to be the cheapest trip I've taken on a per day basis, and possibly overall. I'm super excited and a little nervous about this trip!

Lol, I actually hit it Friday morning. Then it dropped Friday, but I hit it again after close on Monday! Of course based on today's market, I'll drop below it again... 🤷‍♂️

Sooo close to an $X00,000 milestone invested! Come on markets...do your thing!

Hopefully with my paycheck contribution and if the market keeps creeping up, I might be able to hit it by the end of this week.

Having said that, I apologize for the massive dump the market is about to take to prevent me hitting this milestone as hoped.

Not fucked so long as you are making efforts towards reaching your goals. I can't imagine how different my life at 45 will look compared to my current life at 35.

Wow, I'm super grossed out by an email I woke up to in my inbox. Peg this as reason #1879 for pursuing FIRE.

Recently, a senior level leader in my company (one step below C suite) was let go by the new C level leader. They sent out a digital card to sign saying thanks/farewell. However, they also made sure to specify they enabled a donation option to gift the recipient money. That just feels wildly inappropriate! This person was almost certainly earning at least several multiples of the average salary of the staff.

Am I crazy for being so disgusted by this?

Sounds like my first nibling will be born today or tomorrow (sister is being induced today)! Anyone ever deposit a gift to a 529 for someone who isn't their child? Curious if it's better to start one myself with them as the beneficiary or ask the parents for their account (assuming they set one up)?

Got a check in the mail for a payout for a class action lawsuit. The email for it felt pretty scammy when I signed up, but the $40 is now sitting in my account. This is the first time I was a part of a class action.

I'm gonna sit on that check for a few weeks, because I'm still sceptical of its validity.

It's both my birthday and spreadsheet day!

It's pretty crazy to think about how far I've come, since it was exactly 10 years ago I started making major moves for FIRE. Back then I was stuck in a dead-end job, had a bad relationship, and was living in my parents basement. I decided around that birthday I was going to go back to school and get a masters degree to jumpstart a career change.

That choice led me to my current job that I've been at for roughly 9 years, am happily married to someone who respects me, have my own house and dog, have been able to travel to multiple countries, and have increased my net worth by roughly $750k.

For anyone in their mid-20s who thinks getting ahead in life is impossible and is feeling hopeless. I am living proof that it's not. A decade can change absolutely everything so long as you can work up the courage to jump out of a bad situation.

Experienced quite the culture shock this weekend while visiting a southern state for the first time. Apparently free water isn't a guarantee in restaurants everywhere. We went to dinner at a fast food style restaurant and if I wanted water I would've had to buy a bottle from them. I went without any drinks, but I now understand why some people in the south only drink soda (if you have to pay either way may as well get the one that comes with refills).

In a hopefully fortuitous turn of events, my paycheck is coming a day early this week because much of the world gets Friday off for Easter. That means my buy order is executing today instead of tomorrow. I may be lucky enough to time the dip!

...or it will keep falling and I'll wish I'd bought on the usual day. But I'm headed out of town for the rest of the week so I won't have to think about it until next week!

Good God, this takes me back to middle school when we were obsessed with this song/chant/animation (what even was it?)