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12% Americans Don't Have Home Insurance: Why More Homeowners Don't Think The Rising Prices Are Worth It
  • Florida here... Drew from my 401k and payed the place off specifically because of the homeowners insurance issues here. State Farm can go piss up a rope. We were paying them almost $4k per year to insure a 2700 sq. ft. cinder-block fortress that has withstood every hurricane that's hit the northern gulf coast since 1958, and we've rode out some real rockers. In 2011 we gutted it and completely rewired, replumbed, reroofed and replaced the entire HVAC system, duct's and all. I know for a fact this house has never had an insurance claim going back to 1979, so I feel fairly confident going forward.

  • Are you still living with your parents/family?
  • I'm one of the parents in this arrangement and we wouldn't have it any other way. We raised three kids, a son and two daughters. None of us are rich by any means, but we're all currently self-sufficient. The one's that live here don't do it out of need, but because they'd be crazy not to. We own a decent-sized ranch style house, plenty of room for two couples, on 2.6 acres with a largish pool, and it's conveniently located to everything one wants to be convenient to. At this stage in our lives, if it were just my wife and I here we'd go crazy. This place has been the central family gathering spot for our local extended family for decades now. Pretty much every month at least one big gathering is happening here. Anywho... We've paid it off and deeded it to a trust, with the three kids being successor trustees. Once we're gone, the property transfers automatically. They can live here forever, or they can sell it and split the proceeds three ways, but I seriously doubt they'll ever do that. Our oldest lives nearby quite affordably with his girlfriend (both child-free by choice), and our middle daughter and her husband own their own place with our two grand-daughters just outside of town. Our youngest daughter and her husband (no kids yet) live here with us. This son-in-law races street-stocks on dirt and was able to build a big 30' x 60' shop in the back, so this place is like heaven to him. He's 28 going on 12 and has a pretty good job, so he gets to buy whatever toys he wants, and with the investment of his shop into the property, he's actually got some skin in the game. They are both hugely helpful, and it's a great arrangement for all of us. We're currently kicking around some ideas for my son and his girlfriend to move back onto the property, but into their own space...

  • Infant deaths increased after Texas banned abortion in early pregnancy
  • When my wife was pregnant with our first-born, my mother went with her to her first ultrasound appointment. To add a little back-story, I had a baby brother who was born when I was about 4 (1967). He had multiple birth defects and so many things wrong that he only lived 16 days. Needless to say, this affected my mom deeply. My wife told me that my mom cried while seeing her soon-to-be grandson on the screen and told her that if that technology had been available when she was pregnant with my brother that she would have terminated the pregnancy without a second thought. When I think of the pain and depression she lived with for pretty much the rest of her life, and then think about how the repukelican party want's to force other women to go through that same agony too just makes me want to start hurling molotov cocktails into a trump rally...

  • American Christianity
  • you wanna make more christians? Then feed all those poor kids and tell them it's literally by the grace of jesus that they're being fed. The prayer they want in schools will naturally follow. It isn't just men who's hearts can be reached via their stomachs...

  • Everett cares about fire safety [Outbursts of Everett True, 1914]
  • Yes. I'm pretty sure he wasn't implying homosexuality, but talking about general partying and gallivanting around, promiscuity, etc. I don't think "gay" came to mostly mean homosexual until later in the 20th century. I believe Everett is just telling him he doesn't want to hear him bragging about his immoral lifestyle or gossiping about someone else's. There were a lot of prudes back then. That's my take, anyways...

  • Recently got my Florida MMJ card... how long does it take to get out of the "kid in a candy store" phase?

    I have been partoking for 45 years. I'm not used to having A choice, let alone this many choices... I feel like I need to go to all of the places and try all of the things! I'd love to hear from any fellow Floridians about their favorite dispensaries etc...

    7
    Single standard door refrigerators are better than french door.
  • you'll get no argument from me... we recently replaced both of our fridges with two identical Whirlpools. They're nice and roomy inside, but you're definitely correct about the inconvenience of having to open both doors most of the time. I picked up on that pretty much right off. It's also taken me a bit to get used to the bottom freezer drawer design.

  • Parrot and the word "No"
  • We have friends who had an African Grey, and that bird had an insane range of sounds and phrases, etc that she would mimic. Not just repeating words and phrases but impersonating the voice of whomever would say it to her. Like the AOL "You've got mail" voice when she'd hear the modem sounds. If we were smoking weed, the bird was having a coughing fit and dinging a pipe on an ashtray. If we were laughing and talking, the bird was over there laughing it's ass off too. From calling the dogs, to having one-sided phone conversations, to setting off a car alarm whenever anyone would leave, her repertoire was seemingly endless. And then there was the smoke alarm. She liked to pull that one out if she wanted attention, and it would split your eardrums...

  • Sears From A Joke Being Torn Down
  • I had a love-hate relationship with Sears for a long, long time. We'd always shop around for larger purchases, and quite often Sears would end up getting the sale, and then I'd have to put up with the salesperson bugging me about opening a Sears card and buying an extended warranty, and then being obstinate about taking NO for an answer. Of course, this was back when Craftsman Tools and Kenmore Appliances tended to be better than average. Hell, about 6 months ago we finally replaced a Kenmore refrigerator that we bought in '99. It's currently cooling beer in my bro-in-laws garage. I'm still using Craftsman tools I bought 30+ years ago.

  • Help! My Boyfriend Is 5 Years Older Than Me And Won’t Stop Making References to Early 2000s Flash Animations I Don’t Understand
  • I can't remember exactly when, but I've been developing elearning multimedia since 2001, and up until about 2017 we were building everything in Flash, so stuff like this always grabbed me and my co-workers attention. The co-worker who showed me this hasn't worked with us since about 2007 or 8, so before then for sure. He was a younger fellow who practically lived on newgrounds and albinoblacksheep and other such sites...

  • TIL
  • when I asked this question a long time ago I was told that if you jumped in feet first, when the tanks hit the water they get shoved up into the back of your head pretty hard.

  • InitialsDiceBearhttps://github.com/dicebear/dicebearhttps://creativecommons.org/publicdomain/zero/1.0/„Initials” (https://github.com/dicebear/dicebear) by „DiceBear”, licensed under „CC0 1.0” (https://creativecommons.org/publicdomain/zero/1.0/)TI
    tipicaldik @lemmy.world
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