@keepthepace @Doctor_olo Do remember that in a city shadows (shade) can be valuable.

Even away from cities, there are conventionally farmed crops that would appreciate the shade that a bunch of photovoltaic panels could offer: Put them higher up and provide sufficient access below.

@mem_somerville_kbin @hedge My insurance company, Amica, is a mutual company; I get a substantial rebate every year.

Liberty Mutual is also a mutual company, but I hear they never issue any rebates, that management thinks it is more fun to spend any extra money on themselves.

Cooperates and mutuals are not a magic alternative to rapacious capitalism.