A used Google Pixel or Samsung Galaxy should be pretty cheap. Just make sure they support whichever version of Android you want to develop on. Pixel 6's are under $200 USD on eBay currently and should all be upgradable Android 14.
From what I've read, it seems to be a compromise to me. I imagine the dev team didn't want to do it but compromised with the publisher and in reality they probably don't want you to buy the dlc, as it defeats some of the design decisions. There's a good pcmag article detailing the dlc and how impactful it is. My guess is that the general opinion of any reviewers would remain the same regardless (with the context of the pcmag article).
Stars Without Number is a fun system. Traveller can be a bit complex but the character generation is the best.
I would double check that the cpu isn't too hot for the cooler. I know the i9's would likely throttle with a single tower cooler but I am unsure of the i7's. Everything else seems fine.
There are places in the city that are worse than others for performance but I've only ever noticed stutters and the like while driving. Do you use power utils? I don't have an overclock but I make sure the governor is set to performance. Could just be luck on my end though.
I've been playing cyberpunk a lot on both my pc and deck. I thought that it would be a way worse experience going from desktop to handheld, however, it really is a decent experience. I've had the same luck with other games as well. Cyberpunk specifically runs avg 40/50 after I installed CryoUtilities and changed the vram buffer (for those who are curious).
You need Windows installed first, set up your partitions, then install Linux. You could backup your data and then restore it. That's the easiest way if you choose not to use a windows vm.
If it is cloud hosted then there is always a possibility. Programs like keypass run locally and are only in jeopardy once your system is compromised. The issue with keypass is implementing it for multiple users is probably a chore (never looked into it).
LTT isn't making sure their info is correct. They also can't be trusted to give stuff back.