I agree with people sucking. I have an LLC and a general liability handyman insurance policy to protect myself. LLC cost $1 to file with the state. Insurance is a little under $1k per year. Totally worth the piece of mind to protect myself from sucky people. Definitely appreciate you looking out!

Handyman work. I fix things in my house all the time, so I started going it on nights and weekends to make an extra few hundred a month.