At times I wonder if medically assisted suicides are frowned upon due to not being able to further drain the money out of patients and their extended credit lines.
They're also frowned upon because it's pretty cruel to tell someone "well, you could just die" because they can't afford medical treatments or a place to live.
I remember when we bought a house 8 years ago (seems like a lifetime now) talking to the mortgage broker and he basically said they straight-up ignore medical debt because everyone has it and nobody would ever get a loan if it was considered. It's utterly insane to me how the wealthiest nation in the world can't keep its citizens healthy and out of debt.
the wealthiest nation in the world can't keep its citizens healthy and out of debt.
But it can. The wealthiest nation in the world per capita is Luxembourg; then Switzerland. I think Norway finishes the top three. Excellent medical systems.
yes they do it cheaper because people aren't afraid of going to the doctor and getting a $500 bill because the doctor's assistant that was there for 10 minutes is out of network
In Switzerland healthcare, is not bad but expensive. Insurance is mandatory and the same fee for every income. I pay about 12-16% of my gross income for the health of my family.
Oh, and this is with the hospitals (and other things) highly subsidized with tax money.
Health costs are problematic for the middle class.
Any bills under $500 in collections won't be going against your score. Debts larger than that in collections have to be there for at least a year to be on your credit score and disappear once they are paid.
We could fix all this shit by having the cheaper Medicare for All solution.
$500 is nothing. My son fell and hit his head and had a small seizure from the fall.. took him to the ER, ct scan, medical exam, anti nausea medication, costed $750 out if pocket AFTER insurance. It was like a $3k medical bill before insurance. For like 2 hours at the ER and a scan... it's ridiculous.
Nothing changed for "essential workers". The only reprieve they received was guaranteed time off if they contracted Covid. We still had sick people working, they were the wrong kind of sick.
Got my free COVID shot and my free flu shot 90metres away at the pharmacy. Strolled in, they pulled up my info on pharmanet, all good, let's do it. Out in 5.
It amazes me how people went to work sick as if it was normal. Of courses some bosses were assholes and "wouldn't let you go home" or "needed you at work". Sure boss let me sneeze in my hand before I shake everybody else's hand.
Now these days woah big scary covid. If you're not feeling good please stay home. We should've been staying home like 30 yrs ago,
I'm not sure what places you are working that kept the COVID era scare.
Medicine is so polarized I can't even tell my coworkers I tested positive for COVID. One of them will go on a violent rant for hours. '"Yep, I'm definitely a crisis actor. They don't pay much these days. This is my second job"
I wonder if it’s a case of empathy being forced on some people, like when a Republican is suddenly LGBT tolerant because one of their own kids came out. But in this case it’s the feeling of worrying about their health or that of a loved one.
Whatever the cause, it’s still a positive change. I’m sure many of us who already saw the sense in staying home will now err on the side of caution a little more often.
I was at a work training in the US with someone from Japan. She said she had only been to the US one other time but that she had gotten sick and spent 2 weeks in the hospital.
I don’t know what Japan’s healthcare system is like, but I can’t imagine being someone from another country and unfamiliar with our shitty system and getting that huge ass bill.
Most probably it was still covered by here Japanese insurance. A friend of mine broke an arm while in US and some insurance he bought in Poland paid for everything. You don't have to be familiar with American system. It's just like any other insurance.
Case in point: I rolled into the hospital with a sore arm. X-rays and an arm cast. But I left my wallet at home because my ride showed up early. "just phone down with your health number, if you could, so we can update the right file. Thanks!". 0$
Non-US case2: I felt a wave of dizziness on the way to work and almost browned out while driving. Pulled over. It passed and I drove 2 blocks to the hospital. Related my story and spent 8 hours in test after test, room after room. I got the full workup. $0
Non-US case 3: my dear friend collapsed while this wife was out getting Starbucks. Dumbstruck and in pain. He could only speed dial her number: 911 was too complex. She does 911 and races home (xkr-s) as the first ambulance arrives and lets them in. They stabilize while the specialized cardiac bus is arriving. "Follow us in. Look. We're gonna try for surrey but if he crashes we'll divert to rch(trauma center). We're gonna hit the lights, siren and punch it. Don't feel you need to-- [spots jaguar idling] okay. So keep up only if it's safe. We're going." SGH spotted something, not sure. Admitted for obs. Something was something, so it was a hot and loud bus to RCH anyway because it was serious and if he coded in traffic it would kill him. Heat up the trauma center o-r on a Sunday morning to apply 5 stents and prevent death by Widowmaker heart attack. He lives. Goes home in 2 weeks. $0
We're not even paying monthly premiums anymore. But I would. I'm at the top end of the income-based sliding scale and I'll pay it every damned month.
US example: dude rolls into wrong hospital while unconscious after soccer collision. Concussion. Tylenol. "Go home. Don't fall asleep". $80k(trauma center)+$10(Tylenol).
My US example: IT. Great insurance as they like us (Unix dev). Northgate Hospital in WA as I'm an H1b imm'grint takin-yer-jerb. Roll in for a simple procedure to alleviate spinal pressure when a sinus (not that kind) isn't draining by itself. Advise the doc it's a common thing for me, and a local and a horse-needle will get it back in line. Doc lays in with a scalpel and butchers me. Charges $500 for the pleasure but the invoice of arbitrary charges I didn't have to pay was insane. Came home when my first h1 was up. Not looking back.
Americans have normalized low-key medical fear and avoidance that they don't realize; and they are missing chances to catch things before it costs them their house or their life; and defending medical-induced bankruptcy (which can't be discharged through bankruptcy) while completely blind to the fact that no other g8 is this objectively cruel to its own people.
We are so baffled in Europe about how a country that preaches human rights around the world revels in denying its own people one of the most fundamental human rights. Truly mind boggling.
I view medicine in the US similar to video piracy. If you are going to make access expensive and difficult to obtain, then I have no issue with stealing it. Medical debt is handled differently than other types of debt. IANAL, but I have no qualms with running up a 700k medical debt for life saving treatment then bouncing on the bill.
Hey I just a had a thought. We should have a vote on student loan debt. If you vote against a blanket clearing of the debt you automatically go on a list of people who can't declare bankruptcy due to medical debt.
why is this advice only heeded when people are asked to bail out non-billionaires? Feels like we stopped doing that shit over 80 years ago. This cosplay free market shit is so delusional.
We're constantly bailing out and subsidizing megacorps, but when asked to invest even the tiniest fraction of that spending into education people all pretend that's not how our economy works. Poor economic decisions that lose trillions of dollars are made all the time but people act like college students are the only ones that should pay for them.
When some idiot buys a government subsidized 80k SUV and cries about gas prices being too high we bail out that dumbass constantly, even buy him a stupid road to drive it on. But college students, well we cant subsidize their luxurious bullshit because jeff bezos' profit margin won't go up right away.
Well, what about ya? How about you look at the whole system and learn how unsustainable it is? How about you understand that those just finishing the process are in a much worse position than most of those that just finished paying their loans were when they first graduated (and it wasn't great when you first graduated either).
Well, what about you?
Note: I just finished paying off my student debt in Oct.
Ehrlichman: “Edgar Kaiser is running his Permanente deal for profit. And the reason that he can … the reason he can do it … I had Edgar Kaiser come in … talk to me about this and I went into it in some depth. All the incentives are toward less medical care, because …”
President Nixon: [Unclear.]
Ehrlichman: “… the less care they give them, the more money they make.”
"getting sick" and "getting hospitalized" are two wildly different things. I got sick last week and it cost me nothing (well, a few $$$ for some ice cream).
My ex lives in a country with socialised health care, though, and pays nothing for her treatments. You can be cavalier about it when the same is true in the US.
Yeah it should be the same chemical, but there's zero regulatory oversight (FDA in this case) to ensure you know exactly what you're putting in your body, what the actual dose is, etc.