Welsh mum forced to prove not all roads in Wales 20mph after son's car insurance voided [because of insurance tracking device reporting speeding]
Welsh mum forced to prove not all roads in Wales 20mph after son's car insurance voided [because of insurance tracking device reporting speeding]
The mum had to go stand next to 60mph and 40mph signs outside the family's village and take photos before the firm would correct their error
cross-posted from: https://lemm.ee/post/13854229
A mum had to take action to prove not every road in Wales has a 20mph speed limit after an insurance firm voided her son's insurance policy.
Welsh television presenter Jess Davies explained that her younger brother saw his car insurance voided as a result of the vehicle's black box recording his speed and seemingly deciding he was constantly exceeding the speed limit. It meant their mother had to take some unusual steps to show the firm that not every road in Wales now had a 20mph speed limit.
Almost like having companies track everything you do is not a good idea and easily raises many false flags that are hard to correct.
What do you mean? Just because that set themselves up with a one click “accept all terms” agreement that gives them the ability to be judge jury and executioner? How could that be bad?
black box what?? we don't have such nonsense here. why is there a black box in a car? is it a cheaper insurance thing or a government thing? every car now needs one?
Do know the diagnostic port in your car they plug into if your check engine comes on? It can read your car systems in real time as well, and insurance companies will offer you a discount for "good driving" if you keep their dongle plugged in so it can send all your car info back to them.
It can go both ways though, hence the article.
We do have them in the US but they are optional for cheaper rates for insurance.
If "here" is the US, then yeah you do. There are insurers in UK, US and I believe most of western Europe who offer "discounted" insurance in return for fitting a tracking, logging device to the car.
It's usually younger drivers (17-20) that would have it. It used to be so you could get your insurance cheaper, but companies being companies has meant that a lot won't even insure younger drivers without it now, and charge double what they used to.
Insurance companies will install them for cheaper insurance. With car insurance being incredibly high for young drivers, £1000+ a year, most people effectively have no choice for the first few years.
Eventually you’ll get enough years “no claims bonus” to get decent insurance offers without a box.
Here's how it works in the US, not sure about UK.
Most car insurance companies have an optional monitoring system. If you opt in, you'll be given a device to place in your car. This device sends data about your driving habits and location data to the insurance company. The company's algorithm rates how safely you're driving and gives you a discount based on that.
ty u all for the info. now i know 👍