Waymo’s autonomous vehicles are significantly safer than human-driven ones, says new research led by Swiss Re

But of course. An insurance contract would never make definitive claims about a customer being safer. They want to weasel every single penny they can, and admitting something is safer is exactly how you talk yourself out of getting paid more for insuring something.

They'll be using the experimental nature of the tech to boost the price. That tech isn't cheap! They'll say... never mind there's an entire car still in the equation which is more expensive by orders of magnitude than any system they'd install in to it.