Rent requirements in the US are nuts

Our mortgage is $2600 month. My wife has a much better paying job than me. I make $2200 a month after taxes/deductions. She is currently going through cancer treatments and although everything is looking positive it really got me thinking about what the hell does life look like for my family if something happens to my wife?

I've had the same bus driving job for 23 years. I'm undereducated. A 2 bedroom, 1 bathroom apartment is $1600 month here. I don't know how I'd ever be able to take care of myself and two kids.

They want us to have 80k+ in school debt so you can be allowed to have mortgage debt or rent and own nothing. I don't know where I'm going with this but I'm just bummed out about life right now.

And then you get bankrupted by the excorbitant creative cloud license costs.

it is FUCKING INSANE that apartments get to ask for all sorts of invasive shit like this and that's just fine. yeah god forbid you take on any risk, we're only committing to fucking thousands a month, fuck you.

Mandatory "use GIMP: is free and open source" comment

They wanted to DNA test my dog and keep his biometric data on file as part of the terms of the last lease I was looking at.

I uhh, didn't fucking sign. The neofeudalist movement is for real.

You don't even need photoshop. Just use the inspect function in your browser and edit the values directly in the HTML. Free and much easier to not fuck up the formatting.

You don't need adobe.

F12, and modify the html.

Slap a few extra zeroes and take a screenshot.

Nah, no need for Adobe. Just use https://photopea.com

Get pirated adobe or use gimp

No one going to bring up the fact that adobe is an anagram of abode?

They got their abode with adobe! This is no coincidence! I'm inclined to say this goes all the way to the top!

Renting is fucked. Some people probably know about this site but just fyi https://ratethelandlord.org/

correction, and steal Adobe.

Some armchair rental lawyers in this thread.

fraud is pretty rad 😎

Meanwhile Adobe: "Hello, I like money!"

It might work for a small time landlord, but larger real estate agencies have other ways to check your income.

This is from my work:

Step 1: File articles of incorporation for an LLC. Step 2: Open bank account for your new business. Step 3: Write checks to yourself from said business. Step 4: Tell future landlord that you're "self employed." Step 5: File dissolution of LLC -or- make sure to pay any annual franchise taxes, depending on your state, if you decide to keep it active.

Gimp or photopea will do the trick also

I'm all in to say that the situation to get an appartement is out of control but isn't that fraud / counterfeit?

i assume she also had to photoshop her w2, which is required to provide. forging government docs can't be good... as is getting blacklisted from renting apartments. i am curious about how below she is from meeting the requirements (you need to make 40x the rent).

This is fine until she gets caught. Then it’s a fraud conviction. Nothing like getting yourself in over your head and then sent to jail to stick it to the man 🙄

I work in property management and see fake pay stubs/ fake bank statements 4 or 5 times a week. You might be surprised how easy they are to spot.

Image Transcription:

X/Twitter post by user maggie lalley @magslals reading: "I photoshopped my bank statements and paystubs to get my one bedroom apartment in nyc. You wanna live alone? Get adobe."

[I am a human, if I’ve made a mistake please let me know. Please consider providing alt-text for ease of use. Thank you. 💜]

You can use the same trick in job applications.

If they didn't check themselves, they didn't really care in the first place.

PFF just use gimp

It's easier and way cheaper to rent a room in a house somewhere if you're looking to save money since the rental market looks miserable right now.

Plus, having roommates can be great.

Just to be clear. This is illigal. Fraud will get you in prison.

I don't known, I feel like Photoshop subscription is at this point like rent in NY.

I love visiting NYC, but you couldn't pay me to live there. I have friends I stay with when I'm there, and they take 45-minute showers because that's the only time they get any real privacy.

I call BS. No one is renting out to someone based solely on some picture. Unless they are subletting a 2 piece bathroom.