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Notably the ability has only one target, the treasure, so you absolutely cannot sacrifice the treasure before the ability resolves.
Thanks for this, my brain was trying to justify that "choose" also counts as "target".
Discerning Financier, 2W
Creature - Human Noble (Uncommon)
At the beginning of your upkeep, if an opponent controls more lands than you, create a Treasure token.
{2}{W}: Choose another player. That player gains control of target Treasure you control. You draw a card.
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