I hate how many people in US government are just there to fuck people over. "Why did you become a judge?" "Oh, to block my fellow Americans from possible financial relief. You see, as a piece of shit cock sucker, the mere idea of helping someone in anyway is just against my nature. So of course I'm a judge!"
I wonder if it's possible that Schelp has any ties to the mentioned "Loan Servicer" in Missouri. Might be a fast fix to force them to drop the suit; or at least rotate it around thusly to a judge who is less likely to be unreasonable.