I'm making a homeassistant sever with my raspberry pi and and i'm wondering since it's going to be on 24/7 that the fans going to wear out much faster than intended. I can't imagine that I would need a fan ontop of a heat sink and thermal paste it can't get that hot? I should also note that i'm using an Argon V2 it's one of those heat sink cases that are made for raspberry pis
Why don't you try a cpu stress test to meausure the cpu temperature with and without the fan ?
I think you should try if you're quite concerned about this.