Liberty Mutual car insurance - Life magazine - Nov 23, 1936

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The ads said that this car insurance is cheap because they only sell to careful driver.

So, I guess, you can be customer of this company until you have 1 accident. I guess they will stop continue contract with you after they pay, if they actually pay at all.

Maybe, because the law force us to buy car insurance, so those company exist. Am I correct ? What do you think ?