Until the release of Windows 11, the upgrade proposition for Windows operating systems was rather straightforward: you considered whether the current version of Windows on your system still fulfill…
You can argue all you want about TPM and its 'security'. I ALWAYS thought that forcing users to use TPM 2+ hardware is planned obsolescence and nothing/no one will convince me otherwise.
The only thing affected users can and should do is to leave that PoS of an 'operating system'.