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I logged in to my bank account the other day...
... and written there in my last income slip was "here's an extra 2000, to my favourite employee, ya filthy cunt."
My credit card was cancelled due to nonpayment, so of course my credit score went up (a lot) because my DTI went down
I assume this is that famous american thing where you're punished for paying cash, avoiding leasing and subscriptions?
Yes. And somehow having $20k credit card debt is worse than $100k student loan debt 🫠
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