How old are you based on economic experience or position?
Ill start, I never used a check. The only way I can get a house is waiting for my parents to die.
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I use checks regularly. My first job had rules for the benefits of old timers that included pensions and paid out sick time. I own a home. My retirement is entirely dependent on 401k savings. I own life insurance and have done estate planning.
62?
Far too high.
But you use checks? Hmmm. Parent of kids in school?
Daycare runs on checks.