I'm sorry to hear about the fire, but I think you missed the point.
The reason for a loss matters and the emotions around the reason also change. Just having blank acceptance is dangerous and people/corporatations would love to take advantage of you if you just accept bullshit.
I'm just saying that owning media outright isn't a permanent solution like it is being portrayed as. The beat solution is for things like movies, tv shows, and books to be a public good that can be shared among our communities, and thats what we should be advocates for.
You'd be fine if a business takes your car without paying you?
"Sorry but you bought your car from Jim's used cars and we bought Jim's business last week. So your contract of sale with Jim is null. We took your car."
All their content is available for free on pretty decent pirate sites, so it's ultimately delusional that they think they xan jacl up the prices this month