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I had a fake credit card account opened for me by Wells Fargo. It caused me to accidentally transfer money to the wrong account (from savings to the credit card), so I tried moving the -$10 from the credit card to my checking account, and then I was charged a cash advance fee, and then an overdraft fee. The class action settlement money didn't even cover one of the fees 🙃
A) This should have be resolved with prison time. They knew what they were doing.
B) If you haven't already, do yourself a favor and switch to a credit union. They are a thousand times better.
Agreed. A pox on every bank that charges a
monthly service feea low balance feea poverty tax.My last credit union charged me an inactivity fee. Listen, my fault, but lets not pretend its a different breed. Its a less influential breed, and usually more financially beneficial to us poors.
To be clear for us here in the US yea credit union greater than bank. But you still need to be aware and watch fees and shop around.
But you still need to be aware and watch fees and shop around.
Ironically, that's why I'm at a bank and not a credit union. The CU I was at a decade ago was awful and charged fees for stupid shit. I found a student checking account at another bank that was free (and I still have the student checking years after being out of school lol), and eventually gave me a credit card that has given me thousands in cash back while I haven't paid more than $10 in interest in like 7 or 8 years.
I really feel like if the general public applied Finnish bartending practices more frequently, the number of business willing to do, or existing after doing this kind of shit, would rapidly diminish.
Care to share what that entails?
The Russian's were dropping "gift baskets" on the Finns. So the Finns brought "cocktails" for the party. Hopefully that clarifies the situation.
If you're scared of a .world ban just go to a different instance ffs. This isn't reddit where you are locked down to one set of rules. You can pick which ones you want.
I don't think even the most power-tripping Lemmy admin is going to rendition my ass to a slave prison in El Salvador.
On the bright side, if they do it to you again, they're now able to charge even more for the overdraft fees.