I'm leaving the US for good, anything I should do before I leave?
I'm leaving the US for good, anything I should do before I leave?
Since this wasn't apparent the last time I asked... no, I'm actually not a US citizen or green card holder (permanent resident). Just happened to be in this country for a long time due to career reasons.
You're viewing a single thread.
Freeze your credit profiles
This is what I mean:
https://krebsonsecurity.com/tag/credit-freeze/
https://krebsonsecurity.com/2020/08/why-where-you-should-you-plant-your-flag/
Basically put your electronic identify in a freezing unusable state so that in the off chance you must return, you don’t return to a nightmare. Just don’t forget your passwords and pins.
What does this mean
To freeze your credit means that you (or anyone inpersonating you) can do anything that requires your credit. Cant make large purchase, take out loans, etc. Its a good way to protect yourself from identity theft.
To unfreeze it, you need to go through a process with the credit union before you can use it again. Its generally a good practice to freeze your credit always if you can plan ahead for large financial purchase
I am WAY too lazy to type everything out, but there's 4 credit bureaus that effect/control your credit score. Setting a freeze prevents anyone from checking that score in the process of, say, opening a credit card, buying a car or home, and more.