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Why not simply try your best to be born into a rich family?
That was my first mistake that I still haven't financially recovered from.
I'm in my 40s now. Is it too late to do this?
How do you feel about reincarnation ?
Not too good actually.
You can look into adoption. I'm sure there are plenty of billionaires who are looking to adopt a 40 year old boy (or a girl)
I can't confirm this. They all seem to like little children.
I don't know how common this was elsewhere, but in feudal Japan it was common for powerful families without a son to adopt an adult son who could carry on their family name and titles.
Unfortunately, these days the billionaires seem to be fond of pumping out dozens of children with different women, so they're not likely to need a son to carry on the family name.