Ha, sorry about that - I meant more that I don't know enough to pick individual shares well, so I just chuck some play money in there from time to time, and if I lose it then it's no biggie. For proper investing, for me ETFs are safer because of the spread, and I don't need to go deep diving into the financials and risk of individual companies.
I'm in my late 30s - I'm putting 8% into Kiwisaver (I know traditional advice is to not do extra here, but I like that it comes out of my pay before I even see it), and putting money into Investnow funds (mix of ETFs, some managed funds, and some term deposits) - though that has slowed down a bit while we concentrate on putting the usual savings money into overdue house maintenance.
I have a small amount of personal money in Sharesies, but I treat that more like gambling (luckily, cos it's way down at the moment). I wouldn't put any serious investing there.
I keep it entirely separate, though my job does make it quite easy to do so. They're quite good about ensuring people only work their set hours, and don't try to encroach at all, so I'm lucky there. I don't even go to social stuff or the christmas party though - it always feels like work still to me.
Yeah, it would be great in smoothies - I get the Fresh As stuff (usually the passionfruit or raspberry ones). I normally add some to plain yoghurt with my breakfast.
Just made some rather nice passionfruit mousse. Very similar to this recipe, but with white chocolate instead of dark, and most of a packet of powdered passionfruit added in.
I love pottering about in the kitchen with music going.
Man I love this time of year - out of the grim misery of winter, lots of birds being noisy, stuff getting green again, no freezing my ass off getting up in the morning or getting out of the shower. It's so nice.
Today I'm heading out of the country for the next three weeks, returning just after the election has been decided. I'm so glad I'm missing the last of the lead-up to it. Usually I'm really interested in it all, would watch the debates and all that... This year, I give no fucks.
I know how I'm going to vote, and just need to tune out all the rest. It's way too mentally draining this year.
Man that Moroccan earthquake sounds horrible. Having been through the Christchurch ones, any time there's news of a big quake now I get the heebie jeebies, and just feel so awful for the people suffering through it. Especially in countries like Morocco and Turkey, where building standards aren't good.
I live in Hornby and yeah I agree. Those shops should be bowled and much higher buildings put in place. And allowing greater intensification here might actually improve the place if we end up getting more services, cafes, restaurants out here. Currently it's a complete hospitality/entertainment/culture wasteland. It'll be even better if we get the proposed light rail transport corridor out here too.
The only thing that worries me is that the scoped area that the 10 stories would be permitted goes a bit too far out into streets that aren't equipped to deal with an increase in traffic. We already have massive problems with traffic that is too heavy and constant for the type of street that I'm on (as in the road material is physically not able to withstand the traffic already). If they made that scope just a fraction smaller, or improved the roads before all this kicks off, I'd be 100% happy with it. Screw nimbyism.
Seconding Hummingbird decaf - I used to have Hummingbird Crave every morning, which was my favourite from their line, but now I prefer the flavour of the decaf one anyway.
I think they also do a few 50/50 decaf/caffeinated blends too.
Ha, sorry about that - I meant more that I don't know enough to pick individual shares well, so I just chuck some play money in there from time to time, and if I lose it then it's no biggie. For proper investing, for me ETFs are safer because of the spread, and I don't need to go deep diving into the financials and risk of individual companies.