Aotearoa Daily Kōrero 30/11/2023
Aotearoa Daily Kōrero 30/11/2023
Welcome to today’s daily kōrero!
Anyone can make the thread, first in first served. If you are here on a day and there’s no daily thread, feel free to create it!
Anyway, it’s just a chance to talk about your day, what you have planned, what you have done, etc.
So, how’s it going?
Stressful here, my brother has been in an accident in our vehicle, someone else at fault. However still waiting since Tuesday to hear from our insurer AA with next steps. Really don't want it to be totalled.
Oh no I'm sorry to hear that. Our car got totalled because repair cost more than the car but it was still a good car and didn't have any chasis damage. Really annoying.
It's a bit confusing how it works. We have comprehensive insurance for an insured amount of $35k, so they say they will pay either the repairs, or $35k. But if we had 3rd party only, there is no insured amount, they would just get the money from the 3rd party insurer; think then it's just market value.
We've now realised that the price of similar cars has gone up so our insured amount won't pay for the same car. If we had 3rd party only, think we would have been better off.
Is it the one with the scratch?
You've got a good memory. Yes, it is.
If you have full insurance totalled might be simpler than repairs