Some of us are forgetful!!
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I don't use any bags anymore if i can help it. I just load them into my trunk and use a little crate with wheels and a handle on it to bring groceries inside. The crate never leaves my home, so I can't forget it.
I do the same. The only problem is that i never have any coins for the cart.
Ask some stores if they can help you with that.
The last store I asked this to gave me a keychain that I can use for the carts. Before that they gave me tokens which I held in my car.