This isn't some mystery, this is just more rich people lying, stealing, and getting away with it.
As much as I don't like Loblaws, they were well within their rights here. Zhang broke TOS and therefore had his account shut off. There is absolutely no way that a person could accumulate $43k of points with normal expenditure. There would have to be commercial activity involved. You would need to spend between $1M and $4M to reach that amount per the figures here: https://creditcardgenius.ca/blog/pc-optimum-rewards (10-40 points earned per dollar spent). I have absolutely no sympathy for this guy.
These companies make hundreds of events like "spend up to x and earn 30,000 points", its very possible to accumulate that amount without spending directly.
This isn't some mystery, this is just more rich people lying, stealing, and getting away with it.
As much as I don't like Loblaws, they were well within their rights here. Zhang broke TOS and therefore had his account shut off. There is absolutely no way that a person could accumulate $43k of points with normal expenditure. There would have to be commercial activity involved. You would need to spend between $1M and $4M to reach that amount per the figures here: https://creditcardgenius.ca/blog/pc-optimum-rewards (10-40 points earned per dollar spent). I have absolutely no sympathy for this guy.
These companies make hundreds of events like "spend up to x and earn 30,000 points", its very possible to accumulate that amount without spending directly.