How do you strike a balance between being present in the moment and planning for the future?

Thanks to my crippling ADHD, I'm completely the opposite of that, and still manage to fuck up my budget.

My coping mechanism is hyper-planning. I don't live in or enjoy the present much, but have never been late on a payment.

You summed up something ive failed to articulate clearly ever... Thanks.

Oh shit. It's a new month, isn't it?