Also Gen X and what we had was hard compared to the Boomers but what Millenials and Gen Z have is far worse. This really is apples and oranges going on here.
Another Gen X here, yes, you are right, although being a Gen-Xer in the third world is/was not at all easy, even compared to millennials and Gen Z in the first world.
In any case, the title says "financial success" where it should read "survival skills".
Millennial living that life right now. Assuming I stay on track, I might be able to buy a house when I'm in my 40's and literally work until the day I die.