Do you use a credit card? Why or why not?
Do you use a credit card? Why or why not?
I know this might just reflect financial culture differences across countries, but let's give it a try
Edit: as a clarification, I meant credit card compared to debit, not to cash
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I have one to shift large expenses to the end of the month. Just to have more room. I dont spend money I dont have or saved
Based in germany
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