Did anyone here ever actually fully pay for BMG or Columbia House?

Yeah, this is a thread for old farts. I'll confess that I signed up for Columbia House back before CDs. Got 10 records for a penny and had to commit to buy 5 more over the next year. Each month, there was a "selection of the month" announced and if your didn't respond within the required amount of time, it would show up at your door and you were stuck with the bill and the record. This is why many of the records you find on the used market are "club editions" that lack many of the more expensive features like gatefold covers.